:root{
  --navy:#071c2e;--navy-2:#0c2740;--ink:#112b40;--muted:#64788a;--line:#dce6ee;--paper:#f5f8fa;--white:#fff;
  --teal:#2c9dcd;--teal-2:#8bd4ee;--cyan:#b9e7f6;--blue:#2c9dcd;--shadow:0 26px 80px rgba(7,28,46,.12);--radius:28px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"DM Sans",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65;overflow-x:hidden}body:before{content:"";position:fixed;inset:0;background:radial-gradient(circle at 10% 0%,rgba(44,157,205,.08),transparent 24%),radial-gradient(circle at 100% 8%,rgba(44,157,205,.08),transparent 28%);pointer-events:none;z-index:-2}h1,h2,h3,h4,strong,.brand strong,.journey-title{font-family:"Manrope","DM Sans",sans-serif}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}.container{width:min(1180px,calc(100% - 44px));margin:0 auto}.narrow{max-width:860px}.muted{color:var(--muted)}.lead{font-size:18px;color:#6a7d8d}.ambient{position:fixed;border-radius:50%;filter:blur(80px);opacity:.16;pointer-events:none;z-index:-1}.ambient-a{width:280px;height:280px;background:#2c9dcd;right:-120px;top:180px}.ambient-b{width:360px;height:360px;background:#2c9dcd;left:-220px;bottom:120px}
.top-strip{background:#061726;color:#9fb6c7;font-size:11px;letter-spacing:.06em}.top-strip-inner{min-height:34px;display:flex;align-items:center;justify-content:space-between;gap:18px}.top-meta{display:flex;gap:20px}.top-meta a:hover{color:#fff}.site-header{position:sticky;top:0;z-index:100;background:rgba(245,248,250,.78);backdrop-filter:blur(24px) saturate(150%);border-bottom:1px solid rgba(219,230,236,.82)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:82px;gap:26px}.brand{display:flex;align-items:center;gap:11px;flex-shrink:0}.brand-mark{position:relative;display:grid;place-items:center;width:44px;height:44px;border-radius:15px;background:linear-gradient(145deg,#163962,#071c2e);color:#fff;box-shadow:0 14px 34px rgba(7,28,46,.19);overflow:hidden}.brand-mark span{font-family:"Manrope";font-weight:800;font-size:11px;letter-spacing:-.04em;position:relative;z-index:2}.brand-mark i{position:absolute;width:28px;height:28px;border:1px solid rgba(139,212,238,.48);border-radius:50%;right:-10px;bottom:-10px}.brand-copy strong{display:block;font-size:15px;line-height:1.15}.brand-copy small{display:block;color:#6f879c;font-size:9px;margin-top:4px;letter-spacing:.03em}.brand-image{display:block;width:auto;height:46px;max-width:190px;object-fit:contain;object-position:left center}.footer-logo-plate{display:flex;align-items:center;justify-content:flex-start;width:max-content;max-width:100%;padding:10px 14px;border:1px solid rgba(255,255,255,.88);border-radius:18px;background:linear-gradient(135deg,rgba(255,255,255,.985),rgba(241,250,251,.96));box-shadow:0 18px 46px rgba(0,0,0,.16),inset 0 1px 0 rgba(255,255,255,.92);backdrop-filter:blur(18px) saturate(140%)}.brand-image-footer{height:58px;width:auto;max-width:290px;object-fit:contain;object-position:left center;filter:drop-shadow(0 7px 18px rgba(7,28,46,.16))}.brand-image-admin{max-width:194px;height:46px}.main-nav{display:flex;align-items:center;gap:5px}.nav-link,.nav-dropdown>button{border:0;background:transparent;padding:10px 12px;border-radius:12px;font-size:13px;font-weight:700;color:#496072;cursor:pointer}.nav-link:hover,.nav-dropdown>button:hover,.nav-link.active{color:var(--navy);background:rgba(255,255,255,.75)}.nav-dropdown{position:relative}.nav-dropdown>button span{font-size:12px;color:#7890a4;margin-left:3px}.dropdown-menu{display:none;position:absolute;right:-8px;top:calc(100% + 11px);background:rgba(255,255,255,.96);backdrop-filter:blur(20px);border:1px solid rgba(219,230,236,.96);box-shadow:0 30px 80px rgba(7,28,46,.16);border-radius:20px;padding:16px;width:650px;max-height:72vh;overflow:auto}.nav-dropdown:hover .dropdown-menu,.nav-dropdown:focus-within .dropdown-menu,.nav-dropdown.open .dropdown-menu{display:block}.dropdown-heading{display:flex;align-items:center;gap:12px;padding:8px 8px 13px;border-bottom:1px solid var(--line);margin-bottom:12px}.dropdown-icon{width:34px;height:34px;display:grid;place-items:center;border-radius:11px;background:#eef7fc;color:#0e80c8;font-weight:900}.dropdown-heading b{display:block;font-size:14px}.dropdown-heading small{display:block;color:#8493a0;font-size:11px;margin-top:2px}.dropdown-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:8px 24px}.dropdown-grid.single{grid-template-columns:1fr 1fr}.dropdown-grid>div{display:flex;flex-direction:column}.dropdown-cat{font-size:10px;text-transform:uppercase;letter-spacing:.12em;color:#0e80c8;font-weight:900;padding:8px}.dropdown-menu a{display:block;padding:8px;border-radius:10px;color:#566978;font-size:12px}.dropdown-menu a:hover{background:#f4f8fa;color:var(--navy)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:14px;padding:14px 20px;font-weight:800;cursor:pointer;transition:.2s}.btn-primary{background:linear-gradient(135deg,#163962,#0e80c8);color:#fff;box-shadow:0 15px 35px rgba(7,28,46,.16)}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 20px 42px rgba(7,28,46,.22)}.btn-nav{background:var(--navy);color:#fff;border-radius:13px;padding:12px 15px;margin-left:8px}.btn-nav b{font-size:14px}.btn-light{background:#fff;color:var(--navy);box-shadow:0 14px 30px rgba(0,0,0,.12)}.btn-ghost{border:1px solid #cfdde4;background:rgba(255,255,255,.6);color:var(--navy)}.btn-ghost:hover{background:#fff}.menu-toggle{display:none;border:0;background:transparent;width:44px;height:44px;border-radius:12px}.menu-toggle span{display:block;width:20px;height:2px;background:var(--navy);margin:4px auto;border-radius:5px}
.eyebrow{font-size:11px;letter-spacing:.15em;text-transform:uppercase;font-weight:900;color:#0e80c8;margin-bottom:15px}.eyebrow.light{color:#8bd4ee}.eyebrow-dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--brand-blue);box-shadow:0 0 0 7px rgba(44,157,205,.12);margin-right:10px;vertical-align:1px}.hero-home{position:relative;background:linear-gradient(180deg,#eef6fb 0%,#f7fafc 100%);padding:84px 0 28px;overflow:hidden}.hero-home:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(7,28,46,.028) 1px,transparent 1px),linear-gradient(90deg,rgba(7,28,46,.028) 1px,transparent 1px);background-size:46px 46px;mask-image:linear-gradient(to bottom,black,transparent 84%);pointer-events:none}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:52px;align-items:center;position:relative;z-index:2}.hero-copy h1{font-size:clamp(46px,6vw,78px);line-height:1.01;letter-spacing:-.055em;max-width:760px;margin:0;color:var(--navy)}.hero-copy h1 span{display:block;background:linear-gradient(90deg,#0e80c8,#2c9dcd);-webkit-background-clip:text;background-clip:text;color:transparent}.hero-copy p{max-width:650px;color:#627787;font-size:18px;margin:22px 0 0}.hero-actions{display:flex;gap:18px;align-items:center;margin-top:32px}.link-arrow{font-weight:800;color:#405a6b}.link-arrow span{color:#0e80c8;margin-left:5px}.hero-proof{display:flex;gap:18px;flex-wrap:wrap;margin-top:34px;color:#607685;font-size:11px;font-weight:700}.hero-proof span{display:flex;align-items:center;gap:7px}.hero-proof b{width:6px;height:6px;border-radius:50%;background:#2c9dcd}.hero-visual{min-height:590px;position:relative;display:flex;align-items:center;justify-content:center}.visual-backdrop{position:absolute;width:510px;height:510px;border-radius:50%;background:radial-gradient(circle,rgba(44,157,205,.17),transparent 62%);filter:blur(2px)}.visual-grid{position:absolute;width:520px;height:420px;background-image:linear-gradient(rgba(28,97,120,.08) 1px,transparent 1px),linear-gradient(90deg,rgba(28,97,120,.08) 1px,transparent 1px);background-size:28px 28px;mask-image:radial-gradient(circle at center,#000 28%,transparent 72%);opacity:.65}.orbit{position:absolute;border:1px solid rgba(44,157,205,.22);border-radius:50%}.orbit-one{width:480px;height:480px}.orbit-two{width:380px;height:380px;border-color:rgba(44,157,205,.23);transform:rotate(33deg)}.glass-main-card{position:relative;width:min(390px,88%);background:linear-gradient(145deg,rgba(255,255,255,.84),rgba(236,247,249,.58));backdrop-filter:blur(26px) saturate(150%);border:1px solid rgba(255,255,255,.86);box-shadow:0 34px 90px rgba(7,28,46,.18),inset 0 1px 0 rgba(255,255,255,.92);border-radius:30px;padding:27px;z-index:4}.card-top{display:flex;justify-content:space-between;align-items:center;color:#72909d;font-size:9px;font-weight:900;letter-spacing:.14em}.card-top i{width:8px;height:8px;border-radius:50%;background:#2c9dcd;box-shadow:0 0 0 7px rgba(44,157,205,.12)}.journey-title{font-size:24px;line-height:1.14;margin:22px 0 18px;color:var(--navy);letter-spacing:-.03em}.journey-title strong{font-weight:800}.journey-stack{display:grid;gap:8px}.journey-line{display:grid;grid-template-columns:34px 1fr auto;align-items:center;gap:9px;padding:11px 12px;border:1px solid rgba(152,174,187,.22);background:rgba(255,255,255,.45);border-radius:14px}.journey-line span{font-size:10px;font-weight:900;color:#0e80c8}.journey-line strong{font-size:12px}.journey-line em{font-style:normal;color:#8394a0;font-size:10px;text-align:right}.journey-line.active{background:linear-gradient(90deg,rgba(44,157,205,.12),rgba(255,255,255,.46));border-color:rgba(44,157,205,.18)}.glass-mini-row{display:flex;justify-content:space-between;gap:10px;margin-top:14px;padding-top:13px;border-top:1px solid rgba(102,128,142,.14);color:#69808d;font-size:9px;font-weight:800}.float-card{position:absolute;z-index:6;background:rgba(255,255,255,.76);backdrop-filter:blur(18px);border:1px solid rgba(255,255,255,.9);box-shadow:0 18px 50px rgba(7,28,46,.12);border-radius:17px;padding:13px 15px;min-width:166px}.float-card strong{display:block;font-size:11px;margin-bottom:2px}.float-card small{display:block;color:#788d9b;font-size:9px}.float-icon{display:grid;place-items:center;width:26px;height:26px;border-radius:9px;background:#163962;color:#fff;font-weight:900;margin-bottom:8px}.float-icon.teal{background:#eaf6fb;color:#0e80c8}.float-one{right:-5px;top:135px}.float-two{left:0;bottom:88px}.hero-marquee{display:flex;justify-content:center;align-items:center;gap:18px;padding-top:54px;color:#8aa0ad;font-size:9px;font-weight:900;letter-spacing:.14em}.hero-marquee i{width:4px;height:4px;border-radius:50%;background:#2c9dcd}
.section{padding:102px 0}.section-white{background:#fff}.section-alt{background:linear-gradient(180deg,#f0f6f8,#f7fafc)}.intro-section{position:relative}.section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:48px;margin-bottom:44px}.section-heading.large{margin-bottom:48px}.section-heading h2,.dark-heading h2{font-size:clamp(34px,4.3vw,56px);line-height:1.06;letter-spacing:-.045em;margin:0;color:var(--navy);max-width:780px}.section-heading>p{max-width:470px;color:#6a7e8d;font-size:16px;margin:0}.capability-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.capability-card{position:relative;overflow:hidden;display:flex;flex-direction:column;min-height:365px;padding:28px;background:linear-gradient(145deg,#fff,#f6fafb);border:1px solid #dde8ed;border-radius:28px;box-shadow:0 16px 45px rgba(17,43,64,.06);transition:.25s}.capability-card:hover{transform:translateY(-6px);box-shadow:0 28px 72px rgba(17,43,64,.12)}.capability-number{position:absolute;top:22px;right:25px;font-size:10px;font-weight:900;letter-spacing:.14em;color:#a9b9c3}.capability-icon{width:48px;height:48px;border-radius:15px;background:#ecf8f8;color:#159b97;display:grid;place-items:center;margin-bottom:36px}.capability-icon svg,.row-icon svg,.service-icon-large svg,.dark-badge svg,.form-note svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.capability-card h3{font-size:24px;letter-spacing:-.03em;margin:0 0 9px}.capability-card p{color:#6b7f8e;font-size:14px;margin:0;max-width:300px}.card-arrow{margin-top:auto;padding-top:22px;color:#14918e;font-size:12px;font-weight:900}.card-shine{position:absolute;width:190px;height:190px;border-radius:50%;right:-80px;bottom:-80px;background:radial-gradient(circle,rgba(44,157,205,.13),transparent 65%)}
.section-ink{background:radial-gradient(circle at 88% 12%,rgba(44,157,205,.14),transparent 28%),linear-gradient(145deg,#071c2e,#0a283f);color:#fff;position:relative;overflow:hidden}.section-ink:after{content:"";position:absolute;width:600px;height:600px;border:1px solid rgba(132,216,214,.08);border-radius:50%;right:-240px;top:-280px}.dark-heading{display:grid;grid-template-columns:1fr 180px;gap:50px;align-items:end;margin-bottom:46px}.dark-heading h2{color:#fff;max-width:700px}.dark-heading p{color:#a9bfcc;font-size:16px;max-width:690px;margin:20px 0 0}.dark-badge{justify-self:end;width:150px;height:150px;border-radius:38px;border:1px solid rgba(164,229,227,.17);background:rgba(255,255,255,.05);backdrop-filter:blur(18px);display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center}.dark-badge span{width:42px;height:42px;display:grid;place-items:center;border-radius:14px;background:rgba(44,157,205,.14);color:#72e1dc}.dark-badge strong{font-size:12px;margin-top:10px}.dark-badge small{font-size:9px;color:#8ba5b2;margin-top:3px}.reason-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 60px}.reason-item{display:grid;grid-template-columns:44px 1fr;gap:14px;padding:22px 0;border-bottom:1px solid rgba(255,255,255,.09)}.reason-item>span{color:#61d9d4;font-size:11px;font-weight:900;padding-top:5px}.reason-item h3{font-size:15px;margin:0 0 5px}.reason-item p{margin:0;color:#98aeba;font-size:12px}
.timeline{position:relative;display:grid;grid-template-columns:repeat(6,1fr);gap:16px;margin-top:50px}.timeline-line{position:absolute;height:1px;left:5%;right:5%;top:24px;background:linear-gradient(90deg,#b5d9da,#d4e1e6);z-index:0}.timeline-step{position:relative;z-index:1}.timeline-step span{display:grid;place-items:center;width:48px;height:48px;background:#fff;border:1px solid #d7e6ea;border-radius:50%;color:#178f8c;font-size:10px;font-weight:900;box-shadow:0 12px 30px rgba(17,43,64,.06)}.timeline-step strong{display:block;font-size:13px;margin-top:15px}.timeline-step p{font-size:11px;color:#7a8d9a;margin:4px 0 0}
.partner-panel{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:center;padding:32px;border:1px solid #dce6ee;border-radius:36px;background:linear-gradient(145deg,#f9fcfd,#eef7f7);box-shadow:0 25px 80px rgba(17,43,64,.08)}.partner-art{position:relative;min-height:380px;border-radius:28px;overflow:hidden;background:radial-gradient(circle at 45% 40%,rgba(44,157,205,.18),transparent 28%),linear-gradient(145deg,#0d2e46,#0a2033);display:grid;place-items:center}.partner-circle{position:absolute;width:320px;height:320px;border:1px solid rgba(135,230,225,.14);border-radius:50%;box-shadow:0 0 0 46px rgba(44,157,205,.03),0 0 0 94px rgba(44,157,205,.02)}.partner-glass{position:relative;z-index:2;width:250px;padding:28px;border-radius:24px;background:rgba(255,255,255,.08);backdrop-filter:blur(18px);border:1px solid rgba(255,255,255,.14);color:#fff;box-shadow:0 28px 70px rgba(0,0,0,.18)}.partner-glass span{font-size:9px;letter-spacing:.14em;color:#8fdedb;font-weight:900}.partner-glass strong{display:block;font-size:30px;line-height:1.04;margin:12px 0}.partner-glass small{display:block;color:#a7becb;font-size:11px}.partner-copy h2{font-size:clamp(35px,4vw,55px);line-height:1.05;letter-spacing:-.045em;margin:0}.partner-copy>p{color:#667c8b;font-size:16px;max-width:570px;margin:20px 0}.partner-pills{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:25px}.partner-pills span{font-size:10px;font-weight:800;color:#55707e;background:#fff;border:1px solid #dde8ed;border-radius:999px;padding:8px 11px}
.closing-section{padding-top:70px}.closing-card{position:relative;overflow:hidden;border-radius:32px;padding:54px 58px;background:radial-gradient(circle at 84% 18%,rgba(44,157,205,.18),transparent 24%),linear-gradient(145deg,#0a2033,#071726);display:flex;align-items:center;justify-content:space-between;gap:30px;box-shadow:0 25px 80px rgba(7,28,46,.18)}.closing-card h2{color:#fff;font-size:clamp(34px,4vw,52px);letter-spacing:-.04em;margin:0}.closing-card p{color:#9fb7c2;margin:10px 0 0}.closing-orb{position:absolute;width:320px;height:320px;border:1px solid rgba(115,223,219,.10);border-radius:50%;right:-140px;bottom:-190px}
.page-hero{padding:84px 0 55px;background:radial-gradient(circle at 85% 20%,rgba(44,157,205,.10),transparent 28%),linear-gradient(180deg,#edf5f7,#f5f8fa);border-bottom:1px solid #dce6ee}.page-hero-grid{display:grid;grid-template-columns:1.1fr .7fr;gap:55px;align-items:end}.page-hero h1{font-size:clamp(44px,5.6vw,70px);line-height:1.03;letter-spacing:-.05em;margin:0;max-width:920px}.hero-sub{font-size:18px;color:#677b8a;max-width:780px;margin:18px 0 0}.glass-note{justify-self:end;max-width:390px;border:1px solid rgba(255,255,255,.88);background:rgba(255,255,255,.58);backdrop-filter:blur(24px);padding:22px;border-radius:23px;box-shadow:var(--shadow)}.glass-note small{display:block;text-transform:uppercase;letter-spacing:.13em;font-size:9px;color:#1b9c98;font-weight:900}.glass-note strong{display:block;font-size:18px;line-height:1.28;margin:10px 0}.glass-note span{color:#778b98;font-size:11px}.hero-orbit{position:relative;width:150px;height:150px;margin-top:28px;border:1px solid rgba(44,157,205,.22);border-radius:50%}.hero-orbit:before{content:"";position:absolute;inset:20px;border:1px solid rgba(44,157,205,.2);border-radius:50%}.hero-orbit span,.hero-orbit i,.hero-orbit b{position:absolute;border-radius:50%;display:block}.hero-orbit span{width:12px;height:12px;background:#2c9dcd;top:11px;right:27px;box-shadow:0 0 0 9px rgba(44,157,205,.10)}.hero-orbit i{width:6px;height:6px;background:#2c9dcd;bottom:25px;left:16px}.hero-orbit b{width:5px;height:5px;background:#9fe7e4;top:50%;left:50%}.content-wrap{max-width:900px}.content-wrap h2{font-size:32px;letter-spacing:-.03em;margin:48px 0 12px}.content-wrap h3{font-size:24px;margin-top:34px}.content-wrap p,.content-wrap li{font-size:17px;color:#5c7180}.content-wrap ul{padding-left:22px}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.process-card{background:#fff;border:1px solid #dae6eb;border-radius:22px;padding:24px;box-shadow:0 14px 36px rgba(17,43,64,.05)}.process-card span{font-size:10px;color:#14928e;font-weight:900}.process-card h3{font-size:19px;margin:26px 0 7px}.process-card p{font-size:12px;color:#718490;margin:0}.service-list{display:grid;gap:13px}.service-row{display:grid;grid-template-columns:45px 48px 1fr 30px;gap:16px;align-items:center;padding:20px 22px;border:1px solid #dce6ee;background:linear-gradient(145deg,#fff,#f7fafc);border-radius:21px;box-shadow:0 12px 35px rgba(17,43,64,.045);transition:.22s}.service-row:hover{transform:translateX(4px);border-color:#b9d8dc;box-shadow:0 24px 55px rgba(17,43,64,.09)}.row-no{font-size:10px;color:#159a97;font-weight:900}.row-icon{width:42px;height:42px;border-radius:13px;background:#edf8f7;color:#149693;display:grid;place-items:center}.row-icon svg{width:19px;height:19px}.row-copy h3{font-size:17px;margin:0 0 5px}.row-copy p{font-size:12px;color:#71838f;margin:0;max-width:820px}.row-arrow{font-size:21px;color:#78909e}.metric-card{justify-self:end;width:180px;height:180px;border-radius:34px;background:linear-gradient(145deg,#09253b,#0d344e);color:#fff;display:flex;flex-direction:column;justify-content:center;align-items:center;position:relative;overflow:hidden;box-shadow:0 28px 65px rgba(7,28,46,.17)}.metric-card:after{content:"";position:absolute;width:170px;height:170px;border-radius:50%;border:1px solid rgba(135,230,225,.12);right:-85px;bottom:-85px}.metric-card span{font-family:"Manrope";font-weight:800;font-size:56px;line-height:1}.metric-card small{font-size:9px;color:#99b0bd;margin-top:10px;text-align:center;max-width:105px;line-height:1.4}.service-detail{display:grid;grid-template-columns:1fr .42fr;gap:58px;align-items:start}.service-content{padding-top:7px}.service-icon-large{width:56px;height:56px;border-radius:17px;background:#eaf6fb;color:#118f8b;display:grid;place-items:center;margin-bottom:24px}.rich-copy p{font-size:18px;color:#536a7a;line-height:1.8}.points-card{background:linear-gradient(145deg,#fff,#f6fafb);border:1px solid #dce6ee;border-radius:24px;padding:26px;box-shadow:0 22px 60px rgba(17,43,64,.09);position:sticky;top:110px}.points-card h3{margin:4px 0 18px;font-size:25px;letter-spacing:-.03em}.points-card ul{padding:0;margin:0 0 25px;list-style:none;display:grid;gap:12px}.points-card li{font-size:12px;color:#566e7c;padding-left:21px;position:relative}.points-card li:before{content:"✓";position:absolute;left:0;color:#16a29f;font-weight:900}.service-visual{justify-self:end;width:330px;height:230px;border-radius:30px;background:linear-gradient(145deg,#0a2740,#0b2034);position:relative;overflow:hidden;box-shadow:0 28px 70px rgba(7,28,46,.16)}.service-visual-glow{position:absolute;width:240px;height:240px;border-radius:50%;background:radial-gradient(circle,rgba(44,157,205,.22),transparent 66%);right:-40px;bottom:-70px}.service-visual-card{position:absolute;left:30px;top:28px;right:30px;bottom:28px;padding:22px;border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.06);border-radius:20px;backdrop-filter:blur(16px);color:#fff;display:flex;flex-direction:column;justify-content:center}.mini-icon{width:42px;height:42px;border-radius:13px;background:rgba(44,157,205,.12);color:#7be1dd;display:grid;place-items:center;margin-bottom:16px}.mini-icon svg{width:19px;height:19px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.service-visual-card strong{font-size:17px}.service-visual-card span{font-size:11px;color:#95afbd;margin-top:3px}.small-cta{display:flex;justify-content:space-between;align-items:center;gap:30px}.small-cta h2{font-size:34px;letter-spacing:-.03em;margin:0}.small-cta p{color:#6a7e8d;margin:8px 0 0}.form-layout{display:grid;grid-template-columns:.78fr 1.1fr;gap:58px;align-items:start}.contact-card{margin-top:28px;background:#fff;border:1px solid #dce7eb;border-radius:22px;padding:20px;display:grid;gap:17px;box-shadow:0 14px 35px rgba(17,43,64,.05)}.contact-card div{display:flex;flex-direction:column}.contact-card span{font-size:9px;text-transform:uppercase;letter-spacing:.12em;color:#8495a0}.contact-card strong{font-size:14px;margin-top:3px}.form-note{display:flex;gap:12px;align-items:flex-start;background:#edf8f7;border:1px solid #d8efed;border-radius:18px;padding:17px;margin-top:14px;color:#187f7d}.form-note p{font-size:10px;color:#607985;margin:0;line-height:1.55}.form-note svg{width:20px;height:20px;flex:0 0 auto}.contact-form{background:rgba(255,255,255,.76);backdrop-filter:blur(18px);border:1px solid rgba(219,230,236,.96);border-radius:27px;padding:26px;box-shadow:var(--shadow);display:grid;gap:17px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.contact-form label{font-size:11px;font-weight:900;color:#4e6575}.contact-form input,.contact-form textarea,.contact-form select{display:block;width:100%;margin-top:7px;border:1px solid #d4e1e7;border-radius:13px;padding:12px 13px;background:rgba(255,255,255,.95);outline:none;transition:.18s}.contact-form input:focus,.contact-form textarea:focus,.contact-form select:focus{border-color:#64c6c2;box-shadow:0 0 0 4px rgba(44,157,205,.09)}.contact-form textarea{resize:vertical}.success,.error{padding:17px 19px;border-radius:15px}.success{background:#edf7fc;border:1px solid #b9e9e4;color:#066a67}.error{background:#fff2f3;border:1px solid #f5c8ce;color:#9b2e3e}.tight{padding-top:0;padding-bottom:30px}
.site-footer{position:relative;background:#051522;color:#dceaf0;padding:64px 0 22px;overflow:hidden}.footer-glow{position:absolute;width:430px;height:430px;border-radius:50%;right:-150px;top:-180px;background:radial-gradient(circle,rgba(44,157,205,.13),transparent 68%)}.footer-main{display:grid;grid-template-columns:1.45fr .75fr .75fr .9fr;gap:40px;position:relative;z-index:1}.footer-brand-block>p{max-width:360px;color:#8da5b2;font-size:13px;line-height:1.7;margin:18px 0}.footer-brand strong{color:#fff}.footer-brand small{color:#7f97a5}.footer-cta{display:inline-flex;align-items:center;gap:8px;color:#7fe0dc;font-size:12px;font-weight:900}.site-footer h4{color:#fff;font-size:12px;margin:5px 0 16px}.site-footer>div a,.site-footer .footer-contact{font-size:12px;color:#90a6b2}.site-footer .footer-main>div:not(:first-child) a{display:block;margin:9px 0}.site-footer a:hover{color:#fff}.footer-contact{display:grid;gap:7px}.footer-contact strong{color:#d7e5eb}.footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:45px;padding-top:20px;border-top:1px solid rgba(255,255,255,.08);font-size:9px;color:#718894;position:relative;z-index:1}
@media(max-width:1060px){.main-nav{gap:1px}.nav-link,.nav-dropdown>button{font-size:11px;padding:9px 8px}.btn-nav{padding:11px 12px}.hero-grid{grid-template-columns:1fr}.hero-copy{max-width:830px}.hero-visual{min-height:560px}.float-one{right:7%}.float-two{left:10%}.capability-grid{grid-template-columns:1fr 1fr}.partner-panel{grid-template-columns:1fr 1fr;gap:35px}.process-grid{grid-template-columns:1fr 1fr}.service-detail{grid-template-columns:1fr}.points-card{position:static}.form-layout{grid-template-columns:1fr}.footer-main{grid-template-columns:1fr 1fr}.service-visual{justify-self:start}.page-hero-grid{grid-template-columns:1fr}.glass-note,.metric-card{justify-self:start}}
@media(max-width:760px){.container{width:min(100% - 28px,1180px)}.top-strip{display:none}.nav-wrap{min-height:70px}.menu-toggle{display:block}.main-nav{position:absolute;left:14px;right:14px;top:69px;background:rgba(255,255,255,.98);border:1px solid #dce6ee;border-radius:20px;box-shadow:0 24px 70px rgba(7,28,46,.17);padding:9px;display:none;flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.nav-link,.nav-dropdown>button{width:100%;text-align:left;padding:12px}.nav-dropdown .dropdown-menu{position:static;width:auto;box-shadow:none;border-radius:14px;padding:9px;max-height:40vh}.dropdown-grid,.dropdown-grid.single{grid-template-columns:1fr}.btn-nav{margin:6px 0 0;width:100%}.hero-home{padding-top:54px}.hero-copy h1{font-size:clamp(42px,13vw,60px)}.hero-copy p{font-size:16px}.hero-actions{flex-direction:column;align-items:flex-start}.hero-visual{min-height:500px;margin-top:16px}.glass-main-card{width:min(360px,92%);padding:22px}.journey-line{grid-template-columns:30px 1fr}.journey-line em{display:none}.float-card{min-width:145px}.float-one{right:0;top:85px}.float-two{left:0;bottom:70px}.hero-marquee{overflow:hidden;justify-content:flex-start;white-space:nowrap;font-size:8px}.section{padding:76px 0}.section-heading{display:block}.section-heading>a{margin-top:22px}.capability-grid,.process-grid,.reason-grid,.footer-main{grid-template-columns:1fr}.dark-heading{grid-template-columns:1fr}.dark-badge{justify-self:start}.timeline{grid-template-columns:1fr 1fr;gap:25px}.timeline-line{display:none}.partner-panel{grid-template-columns:1fr;padding:18px}.partner-art{min-height:320px}.closing-card{padding:36px 28px;align-items:flex-start;flex-direction:column}.page-hero{padding:64px 0 45px}.page-hero h1{font-size:clamp(40px,12vw,56px)}.service-row{grid-template-columns:36px 42px 1fr 20px;gap:10px;padding:16px}.row-copy h3{font-size:14px}.row-copy p{font-size:10px}.form-grid{grid-template-columns:1fr}.service-visual{width:100%;height:220px}.small-cta{display:block}.small-cta .btn{margin-top:22px}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:7px}.footer-logo-plate{padding:8px 11px;border-radius:15px}.brand-image-footer{height:52px;max-width:calc(100vw - 60px)}.top-meta{gap:10px}}

.capability-card,.reason-item,.process-card,.timeline-step,.service-row,.partner-panel{will-change:transform;transition:transform .35s ease,box-shadow .35s ease,opacity .4s ease}.capability-card:not(.in-view),.reason-item:not(.in-view),.process-card:not(.in-view),.timeline-step:not(.in-view),.service-row:not(.in-view),.partner-panel:not(.in-view){opacity:.35;transform:translateY(10px)}.capability-card.in-view,.reason-item.in-view,.process-card.in-view,.timeline-step.in-view,.service-row.in-view,.partner-panel.in-view{opacity:1;transform:none}


/* WhatsApp floating chat widget */
.whatsapp-widget{position:fixed;right:22px;bottom:22px;z-index:220;display:flex;flex-direction:column;align-items:flex-end;gap:10px;font-family:"DM Sans",ui-sans-serif,system-ui,sans-serif}.whatsapp-trigger{display:inline-flex;align-items:center;gap:10px;border:1px solid rgba(255,255,255,.82);border-radius:18px;padding:10px 13px 10px 10px;background:linear-gradient(145deg,rgba(255,255,255,.90),rgba(238,249,248,.82));backdrop-filter:blur(22px) saturate(160%);box-shadow:0 18px 44px rgba(7,28,46,.18),0 0 0 1px rgba(30,168,159,.05);color:var(--navy);cursor:pointer;transition:transform .2s ease,box-shadow .2s ease}.whatsapp-trigger:hover{transform:translateY(-2px);box-shadow:0 24px 55px rgba(7,28,46,.22)}.whatsapp-trigger-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:linear-gradient(145deg,#1fc7ae,#0b9f88);box-shadow:0 10px 22px rgba(16,164,142,.24);color:#fff}.whatsapp-trigger-icon svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.whatsapp-trigger-copy{display:flex;flex-direction:column;align-items:flex-start;line-height:1.1;padding-right:2px}.whatsapp-trigger-copy strong{font-size:12px}.whatsapp-trigger-copy small{font-size:10px;color:#7b8e99;margin-top:4px}.whatsapp-panel{width:min(360px,calc(100vw - 28px));background:rgba(255,255,255,.94);backdrop-filter:blur(26px) saturate(150%);border:1px solid rgba(219,230,236,.96);border-radius:22px;padding:16px;box-shadow:0 30px 85px rgba(7,28,46,.20);animation:waIn .18s ease-out}.whatsapp-panel[hidden]{display:none}.whatsapp-panel-head{display:flex;justify-content:space-between;gap:16px;align-items:flex-start}.whatsapp-panel-head strong{display:block;font-size:14px}.whatsapp-panel-head span{display:block;color:#81909b;font-size:10px;margin-top:3px}.whatsapp-close{border:0;background:#f1f6f8;color:#647886;width:30px;height:30px;border-radius:10px;font-size:20px;line-height:1;cursor:pointer}.whatsapp-bubble{margin-top:14px;background:#eef7fc;border:1px solid #d9efec;border-radius:14px 14px 14px 5px;padding:13px 14px;color:#4d6573;font-size:12px;line-height:1.55}.whatsapp-start{display:flex;align-items:center;justify-content:center;gap:8px;margin-top:12px;padding:12px 14px;border-radius:13px;background:linear-gradient(135deg,#0d9b87,#087d70);color:#fff;font-size:12px;font-weight:900;box-shadow:0 12px 25px rgba(8,137,118,.18)}.whatsapp-start:hover{transform:translateY(-1px);color:#fff}.whatsapp-note{display:block;text-align:center;color:#97a7b0;font-size:9px;margin-top:9px}@keyframes waIn{from{opacity:0;transform:translateY(6px) scale(.98)}to{opacity:1;transform:none}}
.field-help{display:block;color:#8496a0;font-size:10px;margin-top:6px;font-weight:500}
@media(max-width:760px){.whatsapp-widget{right:14px;bottom:14px}.whatsapp-trigger{border-radius:16px;padding:9px}.whatsapp-trigger-copy{display:none}.whatsapp-trigger-icon{width:48px;height:48px;border-radius:15px}.whatsapp-panel{width:min(340px,calc(100vw - 28px))}}

/* V11 — premium motion layer */
:root{--motion-ease:cubic-bezier(.22,1,.36,1);--motion-fast:.35s;--motion-slow:.8s}
body{--mouse-x:50%;--mouse-y:50%}

/* Hero: layered light, depth and staggered entrance */
.hero-home{isolation:isolate}
.hero-home:after{content:"";position:absolute;inset:-20%;background:radial-gradient(circle at 72% 30%,rgba(44,157,205,.11),transparent 20%),radial-gradient(circle at 45% 80%,rgba(44,157,205,.08),transparent 24%);animation:heroLightDrift 12s ease-in-out infinite alternate;pointer-events:none;z-index:0}
.hero-copy,.hero-visual{position:relative;z-index:2}
.reveal-hero>*{opacity:0;transform:translateY(24px);animation:heroItemIn .8s var(--motion-ease) forwards}
.reveal-hero .eyebrow{animation-delay:.08s}.reveal-hero h1{animation-delay:.16s}.reveal-hero>p{animation-delay:.25s}.reveal-hero .hero-actions{animation-delay:.34s}.reveal-hero .hero-proof{animation-delay:.43s}
.reveal-visual{opacity:0;transform:translateY(28px) scale(.975);animation:heroVisualIn 1s var(--motion-ease) .2s forwards}
.visual-backdrop{animation:backdropPulse 7s ease-in-out infinite alternate}
.visual-grid{animation:gridDrift 14s linear infinite}
.orbit-one{animation:orbitSpin 18s linear infinite}.orbit-two{animation:orbitSpinReverse 24s linear infinite}
.glass-main-card{animation:cardFloat 7s ease-in-out infinite;transform:translate3d(calc(var(--mx,0) * 1px),calc(var(--my,0) * 1px),0)}
.float-one{animation:floatOne 6s ease-in-out infinite}.float-two{animation:floatTwo 7s ease-in-out infinite}
.journey-line{transition:transform .35s var(--motion-ease),border-color .35s ease,background .35s ease;animation:journeyLineIn .7s var(--motion-ease) both}
.journey-line:nth-child(1){animation-delay:.75s}.journey-line:nth-child(2){animation-delay:.9s}.journey-line:nth-child(3){animation-delay:1.05s}.journey-line:nth-child(4){animation-delay:1.2s}
.journey-line:hover{transform:translateX(5px)}
.journey-line.active{animation:activeJourney 2.8s ease-in-out infinite}
.card-shine{position:absolute;inset:0;overflow:hidden;pointer-events:none}
.capability-card{position:relative;overflow:hidden}
.capability-card:after{content:"";position:absolute;inset:-30%;background:radial-gradient(circle at var(--card-mx,50%) var(--card-my,50%),rgba(44,157,205,.18),transparent 22%);opacity:0;transition:opacity .35s ease;pointer-events:none}
.capability-card:hover:after{opacity:1}
.capability-card:hover{transform:translateY(-10px) scale(1.012);box-shadow:0 28px 65px rgba(7,28,46,.14),0 0 0 1px rgba(44,157,205,.10)}
.capability-card:hover .capability-icon{transform:translateY(-3px) rotate(-3deg);box-shadow:0 12px 28px rgba(44,157,205,.18)}
.capability-icon{transition:transform .45s var(--motion-ease),box-shadow .45s ease}
.card-arrow{transition:transform .35s var(--motion-ease),color .35s ease}.capability-card:hover .card-arrow{transform:translateX(5px);color:#0b9693}

/* Strong scroll reveals */
[data-reveal-section]{opacity:0;transform:translateY(34px);transition:opacity .9s var(--motion-ease),transform .9s var(--motion-ease)}
[data-reveal-section].in-view{opacity:1;transform:none}
.reveal-up{opacity:0;transform:translateY(28px);transition:opacity .75s var(--motion-ease),transform .75s var(--motion-ease)}
.reveal-up.in-view{opacity:1;transform:none}
.stats-grid .stat-card:nth-child(2),.stats-grid .stat-card:nth-child(2).in-view{transition-delay:.08s}.stats-grid .stat-card:nth-child(3),.stats-grid .stat-card:nth-child(3).in-view{transition-delay:.16s}.stats-grid .stat-card:nth-child(4),.stats-grid .stat-card:nth-child(4).in-view{transition-delay:.24s}

/* Premium statistics section */
.section-stats{position:relative;overflow:hidden;background:linear-gradient(135deg,#061a2a 0%,#092a40 52%,#071d30 100%);color:#fff;isolation:isolate}
.section-stats:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(139,212,238,.055) 1px,transparent 1px),linear-gradient(90deg,rgba(139,212,238,.055) 1px,transparent 1px);background-size:44px 44px;mask-image:linear-gradient(to bottom,black,transparent 90%);pointer-events:none}
.stats-aura{position:absolute;border-radius:50%;filter:blur(4px);pointer-events:none}.stats-aura-one{width:420px;height:420px;right:-160px;top:-220px;background:radial-gradient(circle,rgba(44,157,205,.25),transparent 68%);animation:slowDrift 11s ease-in-out infinite alternate}.stats-aura-two{width:300px;height:300px;left:-160px;bottom:-190px;background:radial-gradient(circle,rgba(44,157,205,.18),transparent 68%);animation:slowDriftReverse 13s ease-in-out infinite alternate}
.stats-heading{position:relative;z-index:1;max-width:700px}.stats-heading h2{margin:0;font-size:clamp(30px,4vw,48px);letter-spacing:-.045em;line-height:1.08;color:#fff}.stats-heading p{color:#91aab8;margin:13px 0 0;max-width:620px}
.stats-grid{position:relative;z-index:1;display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:44px}
.stat-card{position:relative;min-height:190px;padding:28px 24px;border:1px solid rgba(255,255,255,.11);border-radius:23px;background:linear-gradient(145deg,rgba(255,255,255,.105),rgba(255,255,255,.035));backdrop-filter:blur(18px);box-shadow:0 20px 50px rgba(0,0,0,.12);overflow:hidden;transition:transform .45s var(--motion-ease),border-color .35s ease,box-shadow .45s ease}
.stat-card:before{content:"";position:absolute;width:130px;height:130px;right:-65px;top:-65px;border-radius:50%;background:radial-gradient(circle,rgba(84,214,208,.20),transparent 68%);transition:transform .5s var(--motion-ease)}
.stat-card:hover{transform:translateY(-7px);border-color:rgba(84,214,208,.28);box-shadow:0 28px 65px rgba(0,0,0,.18)}.stat-card:hover:before{transform:scale(1.25)}
.stat-number{display:flex;align-items:baseline;gap:2px;white-space:nowrap;font-family:"Manrope",sans-serif;font-weight:800;letter-spacing:-.05em}.stat-prefix,.stat-suffix{font-size:clamp(18px,2vw,25px);color:#76dfda}.stat-value{font-size:clamp(40px,4vw,58px);line-height:1;color:#fff}.stat-label{margin-top:17px;color:#a7bbc5;font-size:12px;font-weight:700;letter-spacing:.04em}.stat-line{width:42px;height:2px;margin-top:24px;background:linear-gradient(90deg,#25c1bb,transparent);transform-origin:left;transition:width .45s var(--motion-ease)}.stat-card:hover .stat-line{width:72px}

/* Scroll-linked process journey */
.process-timeline{position:relative}.process-timeline .timeline-line{position:absolute;left:0;right:0;top:33px;height:2px;background:rgba(107,136,150,.18);overflow:hidden}.process-timeline .timeline-line span{display:block;height:100%;width:0;background:linear-gradient(90deg,#2c9dcd,#79dcd8,#2c9dcd);box-shadow:0 0 16px rgba(44,157,205,.35);transition:width 1.25s var(--motion-ease)}.process-timeline.in-view .timeline-line span{width:100%}
.timeline-step{position:relative;transition:transform .5s var(--motion-ease),opacity .55s ease}.timeline-step[data-process-step]{opacity:.35;transform:translateY(12px)}.timeline-step[data-process-step].process-active{opacity:1;transform:translateY(-4px)}.timeline-step[data-process-step] span{transition:background .35s ease,color .35s ease,box-shadow .35s ease,transform .35s var(--motion-ease)}.timeline-step.process-active span{background:var(--navy);color:#fff;box-shadow:0 0 0 7px rgba(44,157,205,.12);transform:scale(1.08)}

/* Service pages: premium hero and floating panels */
.page-hero{isolation:isolate}.page-hero:before{animation:pageGlow 9s ease-in-out infinite alternate}.service-visual-card{animation:cardFloat 6.5s ease-in-out infinite}.service-visual-glow{animation:backdropPulse 6s ease-in-out infinite alternate}.points-card{transition:transform .5s var(--motion-ease),box-shadow .45s ease,border-color .35s ease}.points-card:hover{transform:translateY(-7px);box-shadow:0 30px 70px rgba(7,28,46,.14);border-color:rgba(44,157,205,.25)}.service-icon-large{transition:transform .45s var(--motion-ease),box-shadow .45s ease}.service-content:hover .service-icon-large{transform:translateY(-5px) rotate(-2deg)}

/* Subtle mouse-responsive glow/depth */
@media (pointer:fine) and (min-width:761px){
  .hero-visual{--mx:0;--my:0}.hero-visual .visual-backdrop{transform:translate3d(calc(var(--mx) * -.35px),calc(var(--my) * -.35px),0)}.hero-visual .orbit-one{transform:translate3d(calc(var(--mx) * .16px),calc(var(--my) * .16px),0)}.hero-visual .orbit-two{transform:translate3d(calc(var(--mx) * -.12px),calc(var(--my) * -.12px),0) rotate(33deg)}
}

/* Premium page entry / exit */
.page-transition-target{animation:pageTargetIn .85s var(--motion-ease) both}.page-leaving .page-transition-target{animation:pageTargetOut .3s ease forwards}

/* Hero typewriter headline */
.hero-copy h1[data-typewriter]{min-height:2.04em}
.hero-copy h1[data-typewriter].is-typewriting{position:relative}
.hero-copy h1[data-typewriter] .typewriter-cursor{display:inline-block!important;width:4px;height:.82em;margin-left:7px;vertical-align:-.05em;background:linear-gradient(180deg,#0e80c8,#2c9dcd);border-radius:3px;opacity:1!important;color:transparent!important;animation:typewriterCaret .75s steps(1,end) infinite}
.hero-copy h1[data-typewriter].typewriter-complete .typewriter-cursor{animation:typewriterCaret .75s steps(1,end) infinite}
@keyframes typewriterCaret{0%,45%{opacity:1}46%,100%{opacity:0}}

/* Reduced motion accessibility */
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.hero-copy h1[data-typewriter]{min-height:0}.hero-copy h1[data-typewriter] .typewriter-cursor{display:none!important}.hero-home:after,.visual-backdrop,.visual-grid,.orbit-one,.orbit-two,.glass-main-card,.float-one,.float-two,.journey-line,.section-stats .stats-aura-one,.section-stats .stats-aura-two,.service-visual-card,.service-visual-glow{animation:none!important}.reveal-hero>* ,.reveal-visual,[data-reveal-section],.reveal-up{opacity:1!important;transform:none!important;transition:none!important}.page-transition-target{animation:none!important}.timeline-step[data-process-step]{opacity:1!important;transform:none!important}.process-timeline .timeline-line span{width:100%!important;transition:none!important}}

@keyframes heroItemIn{to{opacity:1;transform:none}}
@keyframes heroVisualIn{to{opacity:1;transform:none}}
@keyframes heroLightDrift{from{transform:translate3d(-2%,0,0) scale(1)}to{transform:translate3d(3%,2%,0) scale(1.04)}}
@keyframes backdropPulse{from{transform:scale(.94);opacity:.62}to{transform:scale(1.07);opacity:1}}
@keyframes gridDrift{from{transform:translate3d(0,0,0)}to{transform:translate3d(28px,14px,0)}}
@keyframes orbitSpin{to{transform:rotate(360deg)}}
@keyframes orbitSpinReverse{to{transform:rotate(-327deg)}}
@keyframes cardFloat{0%,100%{translate:0 0}50%{translate:0 -7px}}
@keyframes floatOne{0%,100%{transform:translate3d(0,0,0) rotate(0)}50%{transform:translate3d(0,-10px,0) rotate(1deg)}}
@keyframes floatTwo{0%,100%{transform:translate3d(0,0,0) rotate(0)}50%{transform:translate3d(0,9px,0) rotate(-1deg)}}
@keyframes journeyLineIn{from{opacity:0;transform:translateX(-14px)}to{opacity:1;transform:none}}
@keyframes activeJourney{0%,100%{box-shadow:0 0 0 rgba(44,157,205,0)}50%{box-shadow:0 10px 28px rgba(44,157,205,.10)}}
@keyframes slowDrift{from{transform:translate3d(-15px,5px,0)}to{transform:translate3d(25px,-18px,0)}}
@keyframes slowDriftReverse{from{transform:translate3d(15px,-10px,0)}to{transform:translate3d(-20px,15px,0)}}
@keyframes pageGlow{from{opacity:.8;transform:scale(1)}to{opacity:1;transform:scale(1.035)}}
@keyframes pageTargetIn{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}
@keyframes pageTargetOut{from{opacity:1}to{opacity:0;transform:translateY(-8px)}}

@media(max-width:1060px){.stats-grid{grid-template-columns:1fr 1fr}.stat-card{min-height:170px}}
@media(max-width:760px){
  .section-stats{padding:70px 0}.stats-grid{grid-template-columns:1fr 1fr;gap:10px;margin-top:32px}.stat-card{min-height:145px;padding:20px 16px;border-radius:18px}.stat-value{font-size:38px}.stat-prefix,.stat-suffix{font-size:17px}.stat-label{font-size:10px;margin-top:12px}.stat-line{margin-top:18px}.process-timeline .timeline-line{display:none}.timeline-step[data-process-step],.timeline-step[data-process-step].process-active{transform:none}.timeline-step[data-process-step]{opacity:.45}.timeline-step[data-process-step].process-active{opacity:1}.page-transition-target{animation-duration:.65s}
}


/* V13 - Human + Premium photography layer */
.hero-photo-wrap{position:relative;width:min(610px,96%);height:600px;border-radius:34px;overflow:hidden;box-shadow:0 32px 90px rgba(7,28,46,.18);transform:translate3d(calc(var(--mx,0)*.18px),calc(var(--my,0)*.18px),0);transition:transform .25s ease}.hero-photo{width:100%;height:100%;object-fit:cover;display:block;filter:saturate(.96) contrast(1.02)}.hero-photo-shade{position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,28,46,.02) 35%,rgba(7,28,46,.72) 100%)}.hero-photo-label{position:absolute;left:28px;right:28px;bottom:28px;color:#fff;z-index:2}.hero-photo-label span{font-size:9px;letter-spacing:.16em;font-weight:900;color:#8bd4ee}.hero-photo-label strong{display:block;font-size:23px;line-height:1.15;letter-spacing:-.025em;max-width:430px;margin-top:9px}.hero-journey-card{position:absolute!important;right:-18px;bottom:34px;width:min(350px,58%);padding:21px!important;z-index:4;transform:translate3d(calc(var(--mx,0)*.22px),calc(var(--my,0)*.22px),0)}.section-photo-story{background:#fff;padding-top:55px}.photo-story-grid{display:grid;grid-template-columns:1.06fr .94fr;gap:34px;align-items:stretch}.photo-story-main{min-height:560px;border-radius:30px;overflow:hidden;position:relative;background:#0b263d}.photo-story-main img,.photo-small img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .8s cubic-bezier(.2,.7,.2,1)}.photo-story-main:hover img,.photo-small:hover img{transform:scale(1.035)}.photo-story-main:after{content:' ';position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(7,28,46,.7));opacity:.9}.photo-caption{position:absolute;left:28px;right:28px;bottom:27px;color:#fff;z-index:2}.photo-caption span{font-size:9px;letter-spacing:.15em;font-weight:900;color:#8bd4ee}.photo-caption strong{display:block;font-size:29px;line-height:1.1;letter-spacing:-.035em;max-width:580px;margin-top:9px}.photo-story-side{display:flex;flex-direction:column;justify-content:space-between;gap:28px}.photo-story-copy{padding:18px 8px}.photo-story-copy h2{font-size:clamp(34px,4vw,52px);line-height:1.05;letter-spacing:-.045em;margin:0;color:var(--navy)}.photo-story-copy p{font-size:16px;line-height:1.7;color:#687c8b;max-width:520px;margin:20px 0 25px}.photo-small-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;height:245px}.photo-small{border-radius:22px;overflow:hidden;background:#dce6ee}.photo-small img{height:245px}.partner-photo{background:#0e3156!important}.partner-photo>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.partner-photo-overlay,.service-photo-overlay{position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,28,46,.08),rgba(7,28,46,.76));z-index:1}.partner-photo .partner-glass{z-index:2}.page-hero-photo{justify-self:end;width:390px;min-height:255px;border-radius:27px;overflow:hidden;position:relative;box-shadow:0 22px 65px rgba(7,28,46,.15)}.page-hero-photo>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.page-hero-photo:after{content:' ';position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,28,46,.02),rgba(7,28,46,.75))}.page-hero-photo>div{position:absolute;left:22px;right:22px;bottom:20px;color:#fff;z-index:2}.page-hero-photo small{display:block;text-transform:uppercase;letter-spacing:.13em;font-size:9px;color:#8bd4ee;font-weight:900}.page-hero-photo strong{display:block;font-size:17px;line-height:1.25;margin:8px 0}.page-hero-photo span{display:block;color:#c2d1d9;font-size:10px;line-height:1.5}.service-photo{position:relative!important;overflow:hidden;background:#0e3156!important}.service-photo>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.service-photo .service-visual-card{z-index:2;background:rgba(7,28,46,.5);border-color:rgba(255,255,255,.18)}.photo-reveal{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}.photo-reveal.in-view{opacity:1;transform:none}
@media(max-width:1060px){.hero-photo-wrap{height:540px}.hero-journey-card{right:15px}.page-hero-photo{justify-self:start;width:min(390px,100%)}.photo-story-grid{grid-template-columns:1fr}.photo-story-main{min-height:480px}}
@media(max-width:760px){.hero-photo-wrap{height:500px;width:100%;border-radius:25px}.hero-journey-card{right:12px;bottom:18px;width:70%;padding:17px!important}.hero-photo-label{left:20px;right:20px;bottom:20px}.hero-photo-label strong{font-size:19px}.section-photo-story{padding-top:30px}.photo-story-main{min-height:420px;border-radius:23px}.photo-caption{left:20px;right:20px;bottom:20px}.photo-caption strong{font-size:23px}.photo-small-row{height:190px}.photo-small img{height:190px}.page-hero-photo{width:100%;min-height:230px;margin-top:8px}.service-photo{height:220px!important}.photo-story-copy{padding:5px 0}}
@media(prefers-reduced-motion:reduce){.hero-photo-wrap,.hero-journey-card,.photo-story-main img,.photo-small img{transform:none!important;transition:none}.photo-reveal{opacity:1;transform:none}}


/* V13.1 - alignment and mobile refinement */
.section-photo-story{padding-bottom:88px}
.photo-story-grid{min-width:0}
.photo-story-main,.photo-story-side,.photo-small-row,.photo-small{min-width:0}
.photo-story-main img,.photo-small img{display:block}
.partner-panel{overflow:hidden}
@media(max-width:1060px){
  .hero-grid{gap:34px}
  .hero-copy{padding-right:0}
  .hero-visual{min-height:540px}
  .hero-photo-wrap{width:100%;max-width:610px}
}
@media(max-width:760px){
  .container{width:calc(100% - 32px)}
  .nav-wrap{min-height:64px}
  .brand-image{height:38px;max-width:150px}
  .hero-home{padding:38px 0 18px}
  .hero-grid{gap:0}
  .hero-copy h1{font-size:clamp(39px,12.2vw,52px);line-height:.98;letter-spacing:-.055em;max-width:100%}
  .hero-copy p{font-size:14px;line-height:1.55;margin-top:17px;max-width:100%}
  .hero-actions{gap:13px;margin-top:22px}
  .hero-actions .btn{width:auto;padding:12px 16px}
  .hero-proof{gap:9px 14px;margin-top:22px;font-size:9px}
  .hero-visual{min-height:0;margin:28px 0 0;display:block;padding-bottom:0}
  .hero-photo-wrap{height:330px;width:100%;border-radius:22px;box-shadow:0 20px 55px rgba(7,28,46,.14)}
  .hero-photo-label{left:17px;right:17px;bottom:17px}
  .hero-photo-label span{font-size:8px}
  .hero-photo-label strong{font-size:17px;line-height:1.18;margin-top:6px;max-width:310px}
  .hero-journey-card{position:relative!important;right:auto;bottom:auto;width:calc(100% - 24px);margin:-42px 12px 0;padding:16px!important;border-radius:19px;transform:none!important}
  .journey-title{font-size:19px;margin:14px 0 12px}
  .journey-line{padding:9px 10px;grid-template-columns:28px 1fr;gap:7px}
  .glass-mini-row{font-size:8px;margin-top:10px;padding-top:10px}
  .float-card{display:none}
  .hero-marquee{margin-top:18px;padding-bottom:0}
  .section{padding:58px 0}
  .section-heading.large h2,.section-heading h2{font-size:30px;line-height:1.08}
  .section-heading p{font-size:13px;line-height:1.55;margin-top:16px}
  .capability-grid{gap:11px;margin-top:25px}
  .capability-card{padding:20px;border-radius:19px;min-height:0}
  .capability-card h3{font-size:17px}
  .capability-card p{font-size:11px;line-height:1.55}
  .section-photo-story{padding-top:18px;padding-bottom:58px}
  .photo-story-grid{display:flex;flex-direction:column;gap:24px}
  .photo-story-main{order:1;min-height:0;height:300px;border-radius:20px}
  .photo-story-side{order:2;display:flex;gap:18px}
  .photo-story-copy{padding:0}
  .photo-story-copy h2{font-size:30px;line-height:1.07}
  .photo-story-copy p{font-size:13px;line-height:1.6;margin:13px 0 17px}
  .photo-small-row{display:grid;grid-template-columns:1fr 1fr;gap:10px;height:175px}
  .photo-small{height:175px;border-radius:16px}
  .photo-small img{height:100%;object-fit:cover}
  .photo-caption{left:17px;right:17px;bottom:17px}
  .photo-caption strong{font-size:19px;line-height:1.12}
  .stats-grid{grid-template-columns:1fr 1fr;gap:9px}
  .stat-card{min-height:126px;padding:17px 13px;border-radius:16px}
  .stat-value{font-size:30px}
  .stat-prefix,.stat-suffix{font-size:13px}
  .stat-label{font-size:9px;line-height:1.35}
  .section-ink .dark-heading h2{font-size:30px;line-height:1.08}
  .reason-grid{gap:10px}
  .reason-item{padding:16px 0}
  .timeline{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 12px}
  .timeline-step strong{font-size:11px;line-height:1.2}
  .timeline-step p{font-size:9px}
  .partner-panel{padding:12px;border-radius:22px;gap:22px}
  .partner-art{min-height:300px;border-radius:18px}
  .partner-copy{padding:4px 6px 8px}
  .partner-copy h2{font-size:30px;line-height:1.08}
  .partner-copy p{font-size:13px;line-height:1.6}
  .closing-card{padding:28px 22px;border-radius:20px}
  .closing-card h2{font-size:28px}
  .site-footer{margin-top:0}
  .footer-main{gap:28px}
}


/* V13.2 - desktop-first composition refinement */
.hero-home:before{opacity:.42}
.hero-photo-wrap{height:560px;width:min(590px,100%);border-radius:26px;box-shadow:0 24px 70px rgba(7,28,46,.14)}
.hero-photo-shade{background:linear-gradient(180deg,rgba(7,28,46,0) 42%,rgba(7,28,46,.62) 100%)}
.hero-photo-label{left:24px;right:24px;bottom:22px}
.hero-photo-label strong{font-size:20px;max-width:390px}
.hero-journey-card{right:-6px;bottom:22px;width:318px;padding:18px!important;border-radius:20px;box-shadow:0 18px 55px rgba(7,28,46,.16);backdrop-filter:blur(16px);background:rgba(255,255,255,.93)}
.hero-journey-card .journey-title{font-size:20px;margin:15px 0 12px}
.hero-journey-card .journey-stack{gap:6px}
.hero-journey-card .journey-line{padding:9px 10px}
.hero-journey-card .glass-mini-row{font-size:8px}
.float-card{display:none}
.hero-visual{min-height:560px}
.section-photo-story{padding:96px 0 105px;background:#fff}
.photo-story-grid{grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:46px;align-items:center}
.photo-story-main{height:570px;min-height:0;border-radius:24px}
.photo-story-side{height:570px;gap:24px;justify-content:center}
.photo-story-copy{padding:0 0 8px}
.photo-story-copy h2{font-size:clamp(34px,3.3vw,50px);max-width:560px}
.photo-small-row{height:235px;grid-template-columns:1fr 1fr;gap:14px}
.photo-small{height:235px;border-radius:18px}
.photo-small img{height:100%}
.partner-panel{grid-template-columns:minmax(0,.88fr) minmax(0,1.12fr);min-height:500px}
.partner-art{min-height:500px}
.partner-copy{padding:42px 44px}
.partner-copy h2{max-width:520px}

@media(max-width:900px){
  .photo-story-grid{grid-template-columns:1fr;gap:32px}
  .photo-story-main{height:460px}
  .photo-story-side{height:auto}
  .photo-small-row{height:220px}
  .photo-small{height:220px}
  .partner-panel{grid-template-columns:1fr}
  .partner-art{min-height:420px}
}
@media(max-width:760px){
  .hero-photo-wrap{height:330px;border-radius:22px}
  .hero-journey-card{width:calc(100% - 24px);margin:-42px 12px 0;right:auto;bottom:auto;padding:16px!important}
  .section-photo-story{padding:58px 0}
  .photo-story-main{height:300px}
  .photo-story-side{height:auto}
  .photo-small-row{height:175px}
  .photo-small{height:175px}
  .partner-panel{padding:12px}
  .partner-art{min-height:300px}
  .partner-copy{padding:22px 10px 26px}
}

/* =========================================================
   V14 — INSTITUTIONAL / MILLION-DOLLAR FINANCIAL DESIGN
   Intent: restraint, hierarchy, editorial spacing, no glassmorphism.
   ========================================================= */
:root{
  --navy:#163962;
  --navy-2:#0e3156;
  --ink:#17344f;
  --muted:#687c8f;
  --paper:#f7fafc;
  --white:#ffffff;
  --line:#dce6ee;
  --brand-blue:#2c9dcd;
  --brand-blue-deep:#085091;
  --brand-sky:#05a2e4;
  --shadow:0 18px 50px rgba(22,57,98,.08);
  --radius:0;
}
html{scroll-behavior:smooth}
body{background:var(--paper);color:var(--ink);font-family:"DM Sans",sans-serif;line-height:1.6}
body:before,.ambient{display:none!important}
.container{width:min(1240px,calc(100% - 64px));margin:0 auto}
h1,h2,h3,h4,strong,.brand strong{font-family:"Manrope",sans-serif}
.eyebrow,.institutional-kicker{font-size:10px;letter-spacing:.19em;text-transform:uppercase;font-weight:800;color:var(--brand-blue);margin-bottom:18px}
.eyebrow-dot{display:none}.eyebrow-rule{display:inline-block;width:32px;height:1px;background:var(--brand-blue);vertical-align:middle;margin-right:10px}
.top-strip{height:31px;background:#081f36;color:#a8b4bb;font-size:9px;letter-spacing:.08em}
.top-strip-inner{min-height:31px}.top-meta{gap:22px}.top-meta a:hover{color:#fff}
.site-header{position:sticky;top:0;background:rgba(255,255,255,.97);backdrop-filter:none;border-bottom:1px solid #dce6ee;z-index:100}
.nav-wrap{min-height:76px}.brand-image{height:44px;max-width:185px}.main-nav{gap:2px}.nav-link,.nav-dropdown>button{padding:10px 11px;color:#44596a;font-size:12px;font-weight:700;border-radius:0}.nav-link:hover,.nav-dropdown>button:hover,.nav-link.active{color:var(--navy);background:transparent}.nav-link.active{box-shadow:inset 0 -2px 0 var(--brand-blue)}
.nav-dropdown>button span{font-size:10px}.dropdown-menu{top:calc(100% + 1px);border-radius:0;border:1px solid #dce6ee;box-shadow:0 22px 50px rgba(8,27,42,.12);backdrop-filter:none}
.btn{border-radius:0;padding:13px 19px;font-size:12px;letter-spacing:.01em}.btn-primary{background:var(--navy);box-shadow:none}.btn-primary:hover{transform:translateY(-1px);box-shadow:0 10px 25px rgba(7,26,42,.14)}.btn-nav{background:var(--navy);border-radius:0;margin-left:10px}.btn-light{border-radius:0;color:var(--navy);box-shadow:none}.btn-ghost{border-radius:0;background:transparent;border:1px solid #c9d9e4}
.link-arrow{font-size:12px;font-weight:800;color:var(--navy)}

/* Hero */
.institutional-hero{background:#f2f3ef;padding:76px 0 0;border-bottom:1px solid #dce6ee;overflow:hidden}
.institutional-hero-grid{display:grid;grid-template-columns:minmax(0,.88fr) minmax(0,1.12fr);gap:76px;align-items:center}
.institutional-hero-copy{padding:10px 0 54px}.institutional-hero-copy h1{font-size:clamp(52px,6vw,88px);line-height:.97;letter-spacing:-.065em;color:var(--navy);max-width:690px;margin:0}.institutional-hero-copy h1 span{display:inline;background:none;color:inherit}.institutional-hero-copy p{font-size:17px;line-height:1.7;color:#657683;max-width:590px;margin:26px 0 0}.institutional-actions{margin-top:31px}.institutional-proof{display:flex;gap:25px;flex-wrap:wrap;margin-top:34px;padding-top:18px;border-top:1px solid #d5e2eb;color:#667783;font-size:10px}.institutional-proof span{display:flex;align-items:center;gap:7px}.institutional-proof b{color:var(--brand-blue);font-size:9px;letter-spacing:.08em}
.institutional-hero-media{position:relative;padding-bottom:18px;min-width:0}.hero-image-frame{background:#163962;border-radius:28px;overflow:hidden;box-shadow:0 28px 70px rgba(7,26,42,.14);border:1px solid rgba(7,26,42,.08)}.hero-image-frame img{width:100%;height:530px;object-fit:cover;object-position:center;display:block;filter:saturate(.9);transition:transform 1.2s cubic-bezier(.2,.7,.2,1)}.hero-image-frame:hover img{transform:scale(1.025)}.hero-image-caption{padding:24px 30px 25px;background:var(--navy);color:#fff}.hero-image-caption span{display:block;color:#8bd4ee;font-size:9px;letter-spacing:.18em;font-weight:900;margin-bottom:9px}.hero-image-caption strong{display:block;font-size:21px;line-height:1.22;letter-spacing:-.025em;max-width:620px}.hero-image-caption p{font-size:11px;line-height:1.6;color:#9eb0ba;margin:8px 0 0}.hero-stat-plate{position:absolute;right:-24px;top:46%;transform:translateY(-50%);z-index:4;margin:0;background:#fff;color:var(--navy);border:1px solid #dce6ee;border-radius:16px;padding:15px 18px;display:flex;align-items:baseline;gap:11px;width:max-content;box-shadow:0 14px 34px rgba(7,26,42,.12)}.hero-stat-plate span{font-family:"Manrope";font-size:30px;line-height:1;font-weight:800;letter-spacing:-.05em}.hero-stat-plate small{font-size:9px;text-transform:uppercase;letter-spacing:.13em;color:#72808a}.institutional-index{height:62px;display:flex;align-items:center;justify-content:center;gap:24px;color:#72808a;font-size:8px;letter-spacing:.16em;font-weight:800}.institutional-index i{width:3px;height:3px;background:var(--brand-blue);border-radius:50%}

/* Intro / capabilities */
.institutional-intro{background:#fff;padding:118px 0 128px}.institutional-intro-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:100px;align-items:end}.institutional-intro h2{font-size:clamp(42px,4.8vw,65px);line-height:1.02;letter-spacing:-.055em;margin:0;color:var(--navy);max-width:760px}.institutional-intro-grid>p{font-size:14px;line-height:1.8;color:#6a7983;margin:0 0 5px}.capability-rows{margin-top:66px;border-top:1px solid var(--line)}.capability-row{display:grid;border-radius:14px;grid-template-columns:72px minmax(0,1fr) 70px;gap:26px;align-items:center;padding:28px 4px;border-bottom:1px solid var(--line);transition:background .25s ease,padding .25s ease}.capability-row:hover{background:#f5f9fc;padding-left:16px;padding-right:16px}.capability-row-no{font-family:"Manrope";font-size:11px;color:var(--brand-blue);font-weight:800}.capability-row h3{font-size:23px;letter-spacing:-.025em;margin:0 0 5px}.capability-row p{font-size:12px;color:#73818a;margin:0;max-width:700px}.capability-row-arrow{justify-self:end;font-size:20px;color:var(--brand-blue);transition:transform .2s}.capability-row:hover .capability-row-arrow{transform:translate(4px,-4px)}

/* Story */
.institutional-story{background:#f0f6fb;padding:0}.institutional-story-grid{display:grid;grid-template-columns:1.05fr .95fr;min-height:690px}.story-image-wrap{position:relative;min-height:690px;overflow:hidden;background:#163962;border-radius:26px;margin:28px}.story-image-wrap img{width:100%;height:100%;object-fit:cover;display:block;filter:saturate(.84)}.story-image-tag{display:block;padding:13px 18px;background:var(--navy);color:#fff;font-size:9px;letter-spacing:.18em;font-weight:900}.story-copy{padding:96px 9% 90px;display:flex;flex-direction:column;justify-content:center}.story-copy h2{font-size:clamp(39px,4vw,58px);line-height:1.02;letter-spacing:-.055em;color:var(--navy);margin:0;max-width:610px}.story-copy>p{font-size:15px;line-height:1.75;color:#667681;max-width:570px;margin:25px 0}.story-rule{height:1px;background:#d6e2ea;max-width:520px;margin:8px 0 3px}.story-detail{display:grid;grid-template-columns:35px 1fr;gap:15px;padding:20px 0;border-bottom:1px solid #d4d9d6;max-width:560px}.story-detail>span{font-size:9px;color:var(--brand-blue);font-weight:900;padding-top:3px}.story-detail strong{font-size:13px}.story-detail p{font-size:11px;color:#75838c;margin:4px 0 0;line-height:1.55}.story-copy .link-arrow{margin-top:28px}

/* Stats */
.institutional-stats{background:var(--navy);color:#fff;padding:102px 0 108px;position:relative;overflow:hidden}.institutional-stats:after{content:"";position:absolute;right:-180px;top:-180px;width:500px;height:500px;border:1px solid rgba(203,185,142,.14);border-radius:50%;box-shadow:0 0 0 80px rgba(203,185,142,.025),0 0 0 160px rgba(203,185,142,.018)}.institutional-stats-head{display:flex;justify-content:space-between;align-items:end;gap:50px;position:relative;z-index:1}.institutional-kicker.light{color:#c9b477}.institutional-stats-head h2{font-size:clamp(40px,4.4vw,60px);line-height:1.02;letter-spacing:-.05em;margin:0;max-width:760px}.institutional-stats-head>p{max-width:290px;color:#9eafb8;font-size:12px;line-height:1.7;margin:0}.institutional-stats-grid{display:grid;grid-template-columns:repeat(4,1fr);margin-top:62px;border-top:1px solid rgba(255,255,255,.17);border-bottom:1px solid rgba(255,255,255,.17);position:relative;z-index:1}.institutional-stat{padding:34px 28px 30px;border-right:1px solid rgba(255,255,255,.14)}.institutional-stat:last-child{border-right:0}.institutional-stat>div{white-space:nowrap}.institutional-stat .stat-value{font-family:"Manrope";font-size:clamp(36px,4vw,58px);font-weight:800;letter-spacing:-.06em}.institutional-stat .stat-prefix,.institutional-stat .stat-suffix{font-family:"Manrope";font-size:17px;color:#8bd4ee;font-weight:800}.institutional-stat p{font-size:9px;text-transform:uppercase;letter-spacing:.15em;color:#aab8bf;margin:11px 0 0}

/* Reasons */
.institutional-reasons{background:#0e3156;color:#fff;padding:112px 0 118px;border-top:1px solid rgba(255,255,255,.04)}.institutional-reasons-head{display:grid;grid-template-columns:1.1fr .9fr;gap:100px;align-items:end}.institutional-reasons-head h2{font-size:clamp(42px,5vw,68px);line-height:.99;letter-spacing:-.06em;margin:0;max-width:780px}.institutional-reasons-head>p{color:#9fb0b9;font-size:14px;line-height:1.8;margin:0}.institutional-reason-grid{display:grid;grid-template-columns:repeat(4,1fr);margin-top:72px;border-top:1px solid rgba(255,255,255,.16)}.institutional-reason-grid>div{padding:27px 25px 0 0;border-right:1px solid rgba(255,255,255,.12);margin-right:25px}.institutional-reason-grid>div:last-child{border-right:0;margin-right:0}.institutional-reason-grid span{font-size:9px;color:#8bd4ee;font-weight:900}.institutional-reason-grid h3{font-size:15px;line-height:1.3;margin:18px 0 9px}.institutional-reason-grid p{font-size:11px;line-height:1.65;color:#8ea2ad;margin:0;max-width:230px}

/* Process */
.institutional-process{background:#f7fafc;padding:96px 0 82px;position:relative;overflow:hidden}.institutional-process-head{display:flex;justify-content:space-between;align-items:end;gap:40px}.institutional-process-head h2{font-size:clamp(40px,4.6vw,62px);line-height:1.02;letter-spacing:-.055em;max-width:760px;margin:0}.institutional-process-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));margin-top:58px;border-top:1px solid #b9d0df;position:relative}.institutional-process-grid:before{content:"";position:absolute;left:0;top:-1px;height:2px;width:0;background:linear-gradient(90deg,var(--brand-blue),#67cbe9);transition:width 1.45s cubic-bezier(.22,.61,.36,1)}.institutional-process-grid.in-view:before{width:100%}.institutional-process-grid>div{position:relative;padding:20px 18px 8px 0;border-right:1px solid #d5e2eb;min-height:116px;opacity:0;transform:translateY(14px);transition:opacity .55s ease,transform .65s cubic-bezier(.22,.61,.36,1)}.institutional-process-grid>div:last-child{border-right:0}.institutional-process-grid>div:before{content:"";position:absolute;top:-5px;left:0;width:9px;height:9px;background:#fff;border-radius:50%;border:2px solid var(--navy);box-shadow:0 0 0 4px #f7fafc;z-index:2;transition:background .35s ease,transform .35s ease,box-shadow .35s ease}.institutional-process-grid>div.process-active{opacity:1;transform:none}.institutional-process-grid>div.process-active:before{background:var(--brand-blue);border-color:var(--brand-blue);transform:scale(1.08);box-shadow:0 0 0 4px #f7fafc,0 0 0 7px rgba(44,157,205,.12)}.institutional-process-grid>div.process-hover strong{color:var(--navy)}.institutional-process-grid>div.process-hover{transform:translateY(-3px)}.institutional-process-grid span{font-size:9px;color:var(--brand-blue);font-weight:900;display:block;margin-bottom:17px}.institutional-process-grid strong{display:block;font-size:13px;line-height:1.25;white-space:nowrap}.institutional-process-grid small{display:block;font-size:9px;color:#77848c;margin-top:7px;white-space:nowrap}.process-journey-footer{display:flex;align-items:center;gap:18px;margin-top:26px;opacity:0;transform:translateY(8px);transition:opacity .6s ease .75s,transform .6s ease .75s}.process-journey-footer.in-view{opacity:1;transform:none}.process-footer-line{width:42px;height:1px;background:var(--brand-blue);flex:0 0 auto}.process-journey-footer p{margin:0;color:#71818c;font-size:11px;line-height:1.6}.process-journey-footer b{color:var(--navy)}


/* Partner */
.institutional-partner{background:#fff;padding:112px 0 120px}.institutional-partner-grid{display:grid;grid-template-columns:1.02fr .98fr;min-height:540px}.partner-image-frame{position:relative;min-height:540px;overflow:hidden;background:#163962;border-radius:26px}.partner-image-frame img{width:100%;height:calc(100% - 45px);object-fit:cover;display:block;filter:saturate(.8)}.partner-image-frame>span{display:block;height:45px;padding:15px 22px;color:#fff;background:var(--navy);font-size:9px;letter-spacing:.15em;font-weight:900}.institutional-partner-copy{background:#f2f7fb;padding:80px 9%;display:flex;flex-direction:column;justify-content:center}.institutional-partner-copy h2{font-size:clamp(40px,4.4vw,62px);line-height:1;letter-spacing:-.055em;margin:0;color:var(--navy);max-width:600px}.institutional-partner-copy>p{font-size:14px;line-height:1.75;color:#667681;max-width:560px;margin:23px 0}.partner-points{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:27px}.partner-points span{border:1px solid #d6e2ea;padding:7px 9px;font-size:9px;color:#667681;background:#f4f9fc}.institutional-partner-copy .btn{align-self:flex-start}

/* Closing */
.institutional-closing{background:#f0f1ed;padding:0 0 92px}.institutional-closing-inner{background:var(--navy);border-radius:24px;color:#fff;padding:58px 68px;display:flex;align-items:center;justify-content:space-between;gap:40px;position:relative;overflow:hidden}.institutional-closing-inner:after{content:"";position:absolute;width:320px;height:320px;border:1px solid rgba(203,185,142,.16);border-radius:50%;right:-100px;top:-110px}.institutional-closing-inner h2{font-size:clamp(34px,4vw,54px);letter-spacing:-.05em;line-height:1;margin:0;position:relative;z-index:1}.institutional-closing-inner p{color:#9db0ba;font-size:12px;margin:10px 0 0;position:relative;z-index:1}.institutional-closing-inner .institutional-kicker{position:relative;z-index:1}.institutional-closing-inner .btn{position:relative;z-index:2;white-space:nowrap}

/* Footer */
.site-footer{background:#081f36;color:#aab8c0;margin-top:0}.footer-main{padding:72px 0 58px;grid-template-columns:1.8fr 1fr 1fr 1fr}.footer-brand-block p{font-size:11px;line-height:1.7;max-width:310px;color:#8497a2}.footer-logo-plate{border-radius:0;box-shadow:none}.footer-brand-block .footer-cta{font-size:11px}.site-footer h4{color:#fff;font-size:10px;text-transform:uppercase;letter-spacing:.15em}.site-footer .footer-main>div>a:not(.footer-brand){font-size:11px;color:#9badb7}.footer-bottom{padding:20px 0;font-size:8px;color:#70838e;border-top:1px solid rgba(255,255,255,.09)}

/* Public inner pages */
.page-hero{background:#f2f7fb;border-bottom:1px solid #dce6ee;padding:82px 0}.page-hero-grid{min-height:360px;display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.page-hero h1{font-size:clamp(48px,5.6vw,78px);line-height:.98;letter-spacing:-.06em;color:var(--navy);margin:0}.hero-sub{font-size:16px;color:#6c7c86;max-width:620px;margin-top:22px}.page-hero-photo{border-radius:0;box-shadow:none}.page-hero-photo:after{background:linear-gradient(180deg,rgba(7,28,46,0),rgba(7,28,46,.68))}.metric-card{border-left:1px solid var(--brand-blue);border-radius:0;background:transparent;box-shadow:none;padding:30px}.metric-card span{font-size:76px;line-height:1;color:var(--navy);font-family:"Manrope"}.metric-card small{display:block;text-transform:uppercase;letter-spacing:.15em;color:#7a878e;font-size:9px;margin-top:10px}.service-list{border-top:1px solid var(--line)}.service-row{border-bottom:1px solid var(--line);border-radius:0;padding:26px 4px;grid-template-columns:60px 42px minmax(0,1fr) 40px}.service-row:hover{background:#fafaf7}.service-row h3{font-size:20px}.row-icon{background:transparent;color:var(--brand-blue)}.service-detail{grid-template-columns:1.25fr .75fr;gap:90px}.points-card{border-radius:0;background:#f2f7fb;border:0;box-shadow:none}.points-card .btn{border-radius:0}.small-cta{border-radius:0;background:var(--navy);color:#fff}

/* Remove the old glass / decorative language globally */
.glass-main-card,.float-card,.glass-note,.dark-badge,.partner-glass,.service-visual-card{backdrop-filter:none!important;border-radius:0!important}
.glass-main-card,.float-card{box-shadow:none!important}
.hero-home,.hero-visual,.visual-backdrop,.visual-grid,.orbit{display:none}

@media(max-width:1000px){
  .container{width:min(100% - 44px,900px)}
  .institutional-hero-grid{grid-template-columns:1fr;gap:30px}.institutional-hero-copy{padding-bottom:15px}.institutional-hero-media{padding-bottom:0}.hero-image-frame img{height:430px}.hero-stat-plate{right:0;top:auto;bottom:82px;transform:none}.institutional-index{margin-top:35px;justify-content:flex-start;overflow:hidden;white-space:nowrap}.institutional-intro-grid,.institutional-story-grid,.institutional-partner-grid{grid-template-columns:1fr;gap:0}.institutional-story-grid{min-height:0}.story-image-wrap{min-height:520px;margin:0}.partner-image-frame{min-height:520px}.story-copy{padding:75px 0}.institutional-reasons-head{grid-template-columns:1fr;gap:25px}.institutional-reason-grid{grid-template-columns:repeat(2,1fr)}.institutional-reason-grid>div:nth-child(2){border-right:0;margin-right:0}.institutional-process-grid{grid-template-columns:repeat(3,1fr);row-gap:0}.institutional-process-grid>div{min-height:116px}.institutional-process-grid>div:nth-child(3){border-right:0}.institutional-stats-grid{grid-template-columns:repeat(2,1fr)}.institutional-stat:nth-child(2){border-right:0}.institutional-stat:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.14)}.page-hero-grid{grid-template-columns:1fr}.page-hero-photo{width:100%;max-width:600px}.service-detail{grid-template-columns:1fr;gap:40px}
}
@media(max-width:760px){
  .container{width:calc(100% - 32px)}
  .top-strip{display:none}.nav-wrap{min-height:66px}.main-nav{display:none}.menu-toggle{display:block}.brand-image{height:38px;max-width:155px}
  .institutional-hero{padding:52px 0 0}.institutional-hero-copy h1{font-size:clamp(44px,12vw,60px)}.institutional-hero-copy p{font-size:14px}.institutional-proof{display:grid;grid-template-columns:1fr;gap:9px;margin-top:24px}.hero-image-frame img{height:300px}.hero-image-caption{padding:18px 18px 19px}.hero-image-caption strong{font-size:17px}.hero-stat-plate{right:12px;top:auto;bottom:74px;transform:none;padding:13px 15px}.hero-stat-plate span{font-size:27px}.institutional-index{height:70px;margin-top:25px;gap:15px;font-size:7px}
  .institutional-intro{padding:76px 0 80px}.institutional-intro-grid{gap:22px}.institutional-intro h2{font-size:38px}.institutional-intro-grid>p{font-size:12px}.capability-rows{margin-top:40px}.capability-row{grid-template-columns:34px 1fr 22px;gap:13px;padding:21px 0}.capability-row h3{font-size:18px}.capability-row p{font-size:11px}.capability-row-arrow{font-size:16px}
  .story-image-wrap{min-height:390px;margin:16px 0 0}.story-copy{padding:62px 0}.story-copy h2{font-size:38px}.story-copy>p{font-size:13px}.story-detail{padding:16px 0}.story-detail p{font-size:10px}
  .institutional-stats{padding:75px 0 80px}.institutional-stats-head{display:block}.institutional-stats-head h2{font-size:38px}.institutional-stats-head>p{font-size:11px;margin-top:17px}.institutional-stats-grid{margin-top:42px}.institutional-stat{padding:23px 16px}.institutional-stat .stat-value{font-size:35px}.institutional-stat .stat-prefix,.institutional-stat .stat-suffix{font-size:12px}.institutional-stat p{font-size:7px}
  .institutional-reasons{padding:78px 0 84px}.institutional-reasons-head h2{font-size:38px}.institutional-reasons-head>p{font-size:12px}.institutional-reason-grid{grid-template-columns:1fr;margin-top:46px}.institutional-reason-grid>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.12);margin:0;padding:22px 0}.institutional-reason-grid>div:last-child{border-bottom:0}
  .institutional-process{padding:76px 0 82px}.institutional-process-head{display:block}.institutional-process-head h2{font-size:38px}.institutional-process-head .btn{margin-top:22px}.institutional-process-grid{grid-template-columns:1fr 1fr;margin-top:42px;row-gap:0}.institutional-process-grid>div{min-height:122px;border-right:0;border-bottom:1px solid #d5e2eb;padding-right:14px}.institutional-process-grid>div:nth-child(odd){border-right:1px solid #d5e2eb}.institutional-process-grid>div:nth-last-child(-n+2){border-bottom:0}.institutional-process-grid strong,.institutional-process-grid small{white-space:normal}.process-journey-footer{margin-top:20px;gap:12px}.process-journey-footer p{font-size:10px}
  .institutional-partner{padding:72px 0 78px}.partner-image-frame{min-height:350px}.institutional-partner-copy{padding:55px 25px}.institutional-partner-copy h2{font-size:38px}.institutional-partner-copy>p{font-size:12px}.partner-points span{font-size:8px}
  .institutional-closing{padding-bottom:55px}.institutional-closing-inner{padding:35px 24px;display:block}.institutional-closing-inner h2{font-size:35px}.institutional-closing-inner .btn{margin-top:25px}
  .footer-main{padding:55px 0 40px;grid-template-columns:1fr 1fr}.footer-brand-block{grid-column:1/-1}.footer-bottom{display:block;padding:18px 0}.footer-bottom span{display:block;margin:4px 0}
  .page-hero{padding:60px 0}.page-hero h1{font-size:45px}.page-hero-grid{min-height:0}.metric-card{padding:20px 0}.metric-card span{font-size:56px}
}

/* V14.2 — financial calculators */
.financial-calculators{background:#f7fafc;padding:112px 0 120px;border-top:1px solid #e1e3df}
.calculators-head{display:grid;grid-template-columns:1.08fr .92fr;gap:90px;align-items:end}
.calculators-head h2{font-size:clamp(42px,4.8vw,64px);line-height:1;letter-spacing:-.055em;color:var(--navy);margin:0;max-width:760px}
.calculators-head>p{font-size:13px;line-height:1.8;color:#6c7b84;margin:0;max-width:520px}
.calculator-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:58px}
.calculator-card{background:#fff;border:1px solid #dce6ee;border-radius:24px;padding:34px;box-shadow:0 18px 45px rgba(7,28,46,.06)}
.calculator-card-dark{background:var(--navy);border-color:var(--navy);color:#fff;box-shadow:0 22px 55px rgba(7,28,46,.15)}
.calculator-card-top{display:flex;justify-content:space-between;gap:24px;align-items:flex-start}
.calculator-no{display:block;color:var(--brand-blue);font-size:9px;letter-spacing:.15em;font-weight:900;margin-bottom:12px}
.calculator-card h3{font-size:27px;line-height:1.05;letter-spacing:-.035em;margin:0;color:var(--navy)}
.calculator-card-dark h3{color:#fff}
.calculator-card-top p{font-size:11px;line-height:1.65;color:#75848d;max-width:430px;margin:10px 0 0}
.calculator-card-dark .calculator-card-top p{color:#a6b5bd}
.calculator-mark{flex:0 0 auto;display:grid;place-items:center;min-width:48px;height:48px;border:1px solid #d8dfdc;border-radius:50%;font-size:9px;letter-spacing:.1em;font-weight:900;color:var(--brand-blue)}
.calculator-card-dark .calculator-mark{border-color:rgba(255,255,255,.2)}
.calculator-fields{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:30px}
.calculator-fields label{display:block;font-size:10px;color:#657780;font-weight:800}
.calculator-card-dark .calculator-fields label{color:#b4c0c6}
.calculator-fields label span{float:right;font-weight:600;color:#9aa8ae}
.calculator-fields input{display:block;width:100%;margin-top:7px;border:1px solid #d7dfdc;background:#fbfdff;color:var(--navy);border-radius:11px;padding:12px 13px;font:700 14px/1.2 "DM Sans",sans-serif;outline:none}
.calculator-fields input:focus{border-color:#9aaf9e;box-shadow:0 0 0 3px rgba(203,185,142,.12)}
.calculator-card-dark .calculator-fields input{background:#0d2a41;border-color:rgba(255,255,255,.16);color:#fff}
.calculator-card-dark .calculator-fields input:focus{border-color:rgba(203,185,142,.65);box-shadow:0 0 0 3px rgba(203,185,142,.08)}
.calculator-result{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:#dce6ee;margin-top:24px;border:1px solid #dce6ee;border-radius:15px;overflow:hidden}
.calculator-result>div{background:#f4f9fc;padding:18px 16px;min-width:0}
.calculator-card-dark .calculator-result{background:rgba(255,255,255,.14);border-color:rgba(255,255,255,.14)}
.calculator-card-dark .calculator-result>div{background:#0e3156}
.calculator-result small{display:block;text-transform:uppercase;letter-spacing:.12em;font-size:8px;color:#7a8991;margin-bottom:7px}
.calculator-card-dark .calculator-result small{color:#92a6b2}
.calculator-result strong{display:block;font-family:"Manrope",sans-serif;font-size:22px;line-height:1.05;letter-spacing:-.035em;color:var(--navy);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.calculator-card-dark .calculator-result strong{color:#fff}
.calculator-result-three{grid-template-columns:repeat(3,1fr)}
.calculator-note{font-size:9px!important;line-height:1.65!important;color:#89969d!important;margin:13px 0 0!important;max-width:none!important}
.calculator-card-dark .calculator-note{color:#8fa2ad!important}
.brand-image-client{height:52px;max-width:245px}

@media(max-width:1000px){
  .calculators-head{grid-template-columns:1fr;gap:25px}
  .calculator-grid{grid-template-columns:1fr}
}
@media(max-width:760px){
  .financial-calculators{padding:76px 0 82px}
  .calculators-head h2{font-size:38px}
  .calculators-head>p{font-size:12px}
  .calculator-grid{margin-top:40px}
  .calculator-card{padding:23px 20px;border-radius:20px}
  .calculator-card h3{font-size:23px}
  .calculator-fields{grid-template-columns:1fr;gap:12px}
  .calculator-result-three{grid-template-columns:1fr}
  .calculator-result strong{font-size:20px}
  .brand-image-client{height:40px;max-width:190px}
}


/* Pay Me Early Brand System — derived from supplied client logo */
:root{--brand-navy:#163962;--brand-pale:#eef7fc;--brand-line:#dce6ee}
body{background:#f7fafc;color:#17344f}
.eyebrow,.institutional-kicker{color:var(--brand-blue-deep)}
.eyebrow-rule{background:var(--brand-blue)}
.nav-link.active{box-shadow:inset 0 -2px 0 var(--brand-blue)}
.btn-primary,.btn-nav,.small-cta{background:var(--brand-navy)}
.btn-primary:hover,.btn-nav:hover{background:var(--brand-blue-deep)}
.institutional-hero{background:linear-gradient(180deg,#f5f9fc 0%,#eef6fb 100%)}
.institutional-stats{background:linear-gradient(135deg,#163962 0%,#0e3156 72%,#085091 100%)}
.institutional-reasons{background:#0e3156}
.institutional-stat .stat-prefix,.institutional-stat .stat-suffix{color:var(--brand-blue)}
.institutional-stats:after{border-color:rgba(44,157,205,.20);box-shadow:0 0 0 80px rgba(44,157,205,.025),0 0 0 160px rgba(44,157,205,.018)}
.institutional-process{background:#f7fafc}
.institutional-closing{background:#f2f7fb}
.institutional-closing-inner{background:linear-gradient(135deg,#163962,#0e3156)}
.institutional-closing-inner:after{border-color:rgba(44,157,205,.22)}
.capability-row:hover{background:#f4f9fc}
.hero-image-caption{background:linear-gradient(135deg,#163962,#0e3156)}
.story-image-tag,.partner-image-frame>span{background:#163962}
.calculator-card-dark{background:linear-gradient(135deg,#163962,#0e3156);border-color:#163962}
.calculator-mark{color:var(--brand-blue-deep)}
.calculator-fields input:focus{border-color:#2c9dcd;box-shadow:0 0 0 3px rgba(44,157,205,.12)}
.calculator-card-dark .calculator-fields input:focus{border-color:rgba(44,157,205,.75);box-shadow:0 0 0 3px rgba(44,157,205,.10)}
.site-footer{background:#081f36}
.footer-bottom{border-top-color:rgba(44,157,205,.18)}
.footer-logo-plate{border-color:rgba(44,157,205,.30)}


/* V14.4 — UI polish, hover depth, About hero and social presence */
:root{
  --brand-navy:#163962;
  --brand-blue:#2c9dcd;
  --brand-deep:#085091;
  --brand-sky:#05a2e4;
}

/* V20 — compact, proportionate navigation dropdowns. Keep menus easy to scan without dominating the page. */
.dropdown-menu{
  width:min(590px,calc(100vw - 48px));
  padding:14px;
  border-radius:16px;
  box-shadow:0 22px 58px rgba(22,57,98,.17),0 3px 14px rgba(22,57,98,.07);
}
.dropdown-heading{
  padding:6px 8px 11px;
  margin-bottom:8px;
  gap:10px;
}
.dropdown-icon{width:32px;height:32px;border-radius:10px;font-size:14px}
.dropdown-heading b{font-size:14px}
.dropdown-heading small{font-size:10px;margin-top:1px}
.dropdown-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:4px 14px}
.dropdown-grid.single{grid-template-columns:repeat(2,minmax(0,1fr))}
.dropdown-grid>div{min-width:0}
.dropdown-grid>div:only-child{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:2px 10px}
.dropdown-grid>div:only-child .dropdown-cat{grid-column:1 / -1}
.dropdown-cat{font-size:9px;padding:7px 7px 5px}
.dropdown-menu a{padding:7px 9px 7px 12px;border-radius:8px;font-size:11.5px;line-height:1.3}
.dropdown-menu a:before{top:7px;bottom:7px}

/* Navigation / mega menus: opaque, legible and deliberately interactive. */
.dropdown-menu{
  background:#ffffff;
  backdrop-filter:none;
  -webkit-backdrop-filter:none;
  border:1px solid #d8e4ec;
  border-radius:18px;
  box-shadow:0 28px 80px rgba(22,57,98,.20),0 4px 18px rgba(22,57,98,.08);
  width:min(700px,calc(100vw - 48px));
  padding:18px;
  z-index:120;
}
.dropdown-heading{padding:8px 10px 15px;margin-bottom:10px}
.dropdown-heading b{font-size:15px;color:var(--brand-navy)}
.dropdown-heading small{color:#718395}
.dropdown-icon{background:#edf7fc;color:var(--brand-deep);border:1px solid #d7ebf5}
.dropdown-menu a{
  position:relative;
  padding:10px 11px 10px 14px;
  border:1px solid transparent;
  border-radius:10px;
  font-weight:600;
  color:#50677a;
  transition:background .22s ease,color .22s ease,border-color .22s ease,transform .22s ease,box-shadow .22s ease;
}
.dropdown-menu a:before{content:"";position:absolute;left:0;top:8px;bottom:8px;width:2px;border-radius:2px;background:transparent;transition:background .22s ease}
.dropdown-menu a:hover,.dropdown-menu a:focus-visible{
  background:linear-gradient(90deg,#eef8fd,#f8fbfd);
  color:var(--brand-navy);
  border-color:#d6e9f2;
  transform:translateX(3px);
  box-shadow:0 8px 18px rgba(22,57,98,.06);
}
.dropdown-menu a:hover:before,.dropdown-menu a:focus-visible:before{background:var(--brand-sky)}
.dropdown-cat{color:var(--brand-deep);padding:10px 8px 7px}
.nav-dropdown>button:hover,.nav-dropdown.open>button{color:var(--brand-navy);background:#edf7fc;box-shadow:inset 0 -2px 0 var(--brand-blue)}

/* About page: remove the oversized empty hero and replace it with an editorial split. */
.about-hero{padding:74px 0 70px;background:linear-gradient(180deg,#f4f9fc 0%,#edf5fa 100%)}
.about-hero-grid{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:72px;align-items:center}
.about-hero-copy h1{font-family:"Manrope",sans-serif;font-size:clamp(58px,7vw,92px);line-height:.94;letter-spacing:-.065em;color:var(--brand-navy);margin:0}
.about-hero-lead{max-width:650px;color:#64798a;font-size:17px;line-height:1.72;margin:26px 0 0}
.about-hero-actions{display:flex;align-items:center;gap:22px;margin-top:30px}
.about-proof-row{display:flex;flex-wrap:wrap;gap:12px 24px;margin-top:34px;padding-top:18px;border-top:1px solid #d5e3ec;color:#637888;font-size:10px;font-weight:700}
.about-proof-row b{color:var(--brand-blue);font-size:9px;margin-right:6px}
.about-hero-visual{position:relative;min-width:0;padding:0 18px 18px 0}
.about-image-frame{position:relative;overflow:hidden;border-radius:28px;background:var(--brand-navy);box-shadow:0 30px 80px rgba(22,57,98,.18);border:1px solid rgba(22,57,98,.08)}
.about-image-frame:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(22,57,98,0) 40%,rgba(7,28,46,.76) 100%);pointer-events:none}
.about-image-frame img{display:block;width:100%;height:480px;object-fit:cover;object-position:center;transition:transform .9s cubic-bezier(.2,.7,.2,1),filter .5s ease;filter:saturate(.94) contrast(1.02)}
.about-image-frame:hover img{transform:scale(1.035);filter:saturate(1.02) contrast(1.03)}
.about-image-meta{position:absolute;left:28px;right:28px;bottom:26px;color:#fff;z-index:2}
.about-image-meta span{display:block;color:#7bd8f1;font-size:9px;letter-spacing:.18em;font-weight:900;margin-bottom:8px}
.about-image-meta strong{display:block;font-size:24px;line-height:1.18;letter-spacing:-.03em;max-width:520px}
.about-image-meta small{display:block;color:#c0d0d9;font-size:11px;line-height:1.5;margin-top:8px}
.about-side-note{position:absolute;right:-1px;bottom:0;width:178px;padding:18px 20px;background:#fff;border:1px solid #d9e5ec;border-radius:16px;box-shadow:0 18px 45px rgba(22,57,98,.14)}
.about-side-note span{display:block;color:var(--brand-blue);font-size:8px;letter-spacing:.15em;font-weight:900;margin-bottom:9px}
.about-side-note strong{display:block;color:var(--brand-navy);font-size:13px;line-height:1.45}

/* Service / capability rows should feel alive without becoming gimmicky. */
.capability-row{position:relative;overflow:hidden}
.capability-row:after{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:linear-gradient(180deg,var(--brand-sky),var(--brand-deep));transform:scaleY(0);transform-origin:center;transition:transform .25s ease}
.capability-row:hover:after{transform:scaleY(1)}
.capability-row:hover h3{color:var(--brand-deep)}
.capability-row:hover .capability-row-no{font-size:12px}
.capability-row-arrow{font-weight:800}

/* Social links — minimal institutional treatment. */
.footer-social{margin-top:26px;padding-top:18px;border-top:1px solid rgba(255,255,255,.10)}
.footer-social>span{display:block;color:#8ea6b6;font-size:9px;text-transform:uppercase;letter-spacing:.14em;font-weight:800;margin-bottom:10px}
.social-links{display:flex;gap:8px}
.social-link{width:36px;height:36px;border:1px solid rgba(255,255,255,.14);border-radius:10px;display:grid;place-items:center;color:#b9cbd5;background:rgba(255,255,255,.025);transition:transform .22s ease,background .22s ease,color .22s ease,border-color .22s ease,box-shadow .22s ease}
.social-link svg{width:17px;height:17px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.social-facebook svg{fill:currentColor;stroke:none}.social-link:hover{transform:translateY(-3px);color:#fff;background:linear-gradient(135deg,var(--brand-deep),var(--brand-blue));border-color:transparent;box-shadow:0 10px 24px rgba(5,162,228,.20)}

.social-admin-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:18px}

@media(max-width:1060px){
  .about-hero-grid{grid-template-columns:1fr;gap:38px}
  .about-hero-copy{max-width:850px}
  .about-hero-visual{max-width:760px;width:100%;padding-right:18px}
  .about-image-frame img{height:430px}
  .social-admin-grid{grid-template-columns:1fr}
}
@media(max-width:760px){
  .dropdown-menu{position:fixed;left:16px;right:16px;top:74px;width:auto;max-height:calc(100vh - 92px);border-radius:16px;padding:13px}
  .dropdown-grid,.dropdown-grid.single{grid-template-columns:1fr}
  .about-hero{padding:48px 0 50px}
  .about-hero-copy h1{font-size:clamp(48px,15vw,68px)}
  .about-hero-lead{font-size:14px;line-height:1.62;margin-top:19px}
  .about-hero-actions{gap:15px;margin-top:24px}
  .about-proof-row{display:grid;gap:9px;margin-top:24px;font-size:9px}
  .about-hero-visual{padding:0 0 52px}
  .about-image-frame{border-radius:22px}
  .about-image-frame img{height:330px}
  .about-image-meta{left:18px;right:18px;bottom:18px}
  .about-image-meta strong{font-size:18px}
  .about-image-meta small{font-size:9px}
  .about-side-note{right:10px;bottom:0;width:170px;padding:15px 16px}
  .social-link{width:38px;height:38px}
}
/* Brand correction: remove legacy gold accent from institutional sections. */
.institutional-kicker.light{color:var(--brand-sky)!important}

/* V14.5 — Premium closing CTA refinement
   Intent: calm institutional conversion panel, clear hierarchy, no overlaps. */
.small-cta{
  position:relative;
  display:grid;
  grid-template-columns:minmax(0,1fr) auto;
  align-items:center;
  gap:70px;
  padding:58px 64px;
  border-radius:28px;
  overflow:hidden;
  color:#fff;
  background:linear-gradient(135deg,#163962 0%,#0e3156 62%,#085091 100%);
  border:1px solid rgba(44,157,205,.28);
  box-shadow:0 26px 70px rgba(22,57,98,.16);
}
.small-cta:before{
  content:"";
  position:absolute;
  left:0;
  top:0;
  width:34%;
  height:2px;
  background:linear-gradient(90deg,var(--brand-sky),rgba(5,162,228,0));
}
.small-cta:after{
  content:"";
  position:absolute;
  width:300px;
  height:300px;
  border:1px solid rgba(44,157,205,.18);
  border-radius:50%;
  right:-145px;
  top:-170px;
  box-shadow:0 0 0 45px rgba(44,157,205,.025),0 0 0 90px rgba(44,157,205,.018);
  pointer-events:none;
}
.small-cta > div,
.small-cta > .btn{position:relative;z-index:1}
.small-cta .institutional-kicker,
.small-cta .eyebrow{color:#7bd8f1!important;margin-bottom:13px}
.small-cta h2{
  margin:0;
  max-width:780px;
  color:#fff;
  font-size:clamp(34px,4vw,54px);
  line-height:1.02;
  letter-spacing:-.05em;
}
.small-cta p{
  margin:12px 0 0;
  max-width:610px;
  color:#b9cbd6;
  font-size:14px;
  line-height:1.6;
}
.small-cta .btn{
  min-width:154px;
  min-height:52px;
  padding:15px 20px;
  border-radius:10px;
  background:#fff;
  color:var(--brand-navy);
  border:1px solid rgba(255,255,255,.8);
  box-shadow:0 14px 30px rgba(0,0,0,.12);
  transition:transform .22s ease,box-shadow .22s ease,background .22s ease,color .22s ease;
}
.small-cta .btn:hover{
  transform:translateY(-3px);
  background:#f4fbff;
  color:var(--brand-deep);
  box-shadow:0 20px 38px rgba(0,0,0,.18);
}
@media(max-width:900px){
  .small-cta{grid-template-columns:1fr;gap:28px;padding:48px 42px}
  .small-cta .btn{justify-self:start}
}
@media(max-width:760px){
  .small-cta{gap:24px;padding:36px 24px;border-radius:22px}
  .small-cta h2{font-size:32px;line-height:1.05}
  .small-cta p{font-size:12px;margin-top:10px}
  .small-cta .btn{min-width:142px;min-height:48px}
}


/* V15 — social brand marks + stronger EMI result */
.social-link svg{width:18px;height:18px;display:block;fill:currentColor;stroke:none}
.social-link{color:#d7e7ef;background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.20);box-shadow:0 5px 16px rgba(0,0,0,.10)}
.social-link:hover{color:#fff;background:linear-gradient(135deg,var(--brand-deep),var(--brand-sky));border-color:rgba(255,255,255,.12)}
.social-facebook,.social-instagram,.social-linkedin{color:#fff}
.social-facebook{background:#1877f2;border-color:#1877f2}.social-instagram{background:linear-gradient(135deg,#833ab4,#e1306c 55%,#fcb045);border-color:transparent}.social-linkedin{background:#0a66c2;border-color:#0a66c2}
.social-facebook:hover,.social-instagram:hover,.social-linkedin:hover{transform:translateY(-3px);filter:brightness(1.08)}
.emi-result{position:relative;gap:2px;background:rgba(5,162,228,.20)!important;border-color:rgba(123,216,241,.30)!important;box-shadow:0 18px 38px rgba(5,162,228,.14)}
.calculator-card-dark .emi-result>div{background:rgba(14,49,86,.92);padding:20px 16px}
.calculator-card-dark .emi-result .emi-featured{position:relative;overflow:hidden;background:linear-gradient(135deg,#0b4f91 0%,#0878b7 52%,#05a2e4 100%);padding:23px 19px;box-shadow:inset 0 1px 0 rgba(255,255,255,.22)}
.emi-featured:after{content:"";position:absolute;width:120px;height:120px;border:1px solid rgba(255,255,255,.18);border-radius:50%;right:-45px;top:-48px;box-shadow:0 0 0 24px rgba(255,255,255,.035),0 0 0 48px rgba(255,255,255,.025)}
.emi-result-kicker{display:block;color:#dff7ff;font-size:8px;letter-spacing:.16em;font-weight:900;margin-bottom:7px;position:relative;z-index:1}
.calculator-card-dark .emi-result .emi-featured small{color:#e6f8ff}
.calculator-card-dark .emi-result .emi-featured strong{font-size:31px;line-height:1;letter-spacing:-.045em;color:#fff;text-shadow:0 8px 24px rgba(0,0,0,.16);position:relative;z-index:1}
.calculator-card-dark .emi-result>div:not(.emi-featured) strong{font-size:22px;color:#f7fbff}
.calculator-card-dark .emi-result>div:not(.emi-featured) small{color:#9fc1d3}
.seo-admin-note{display:flex;gap:14px;align-items:flex-start;margin-top:20px;padding:15px 17px;border:1px solid #d7e7ef;border-radius:14px;background:#f4faff;color:#5f7585;font-size:11px;line-height:1.6}
.seo-admin-note strong{color:var(--brand-navy);white-space:nowrap}.seo-admin-note span{color:#6c8291}
@media(max-width:760px){.calculator-card-dark .emi-result .emi-featured strong{font-size:28px}.seo-admin-note{display:block}.seo-admin-note strong{display:block;margin-bottom:5px}}


/* V16 — layout QA and social visibility hardening
   Fixes found during full-page visual review. The goal is to prevent
   decorative/absolute elements from colliding with readable content. */
.main-nav > *, .page-hero-grid > *, .about-hero-grid > *, .service-detail > *, .calculator-grid > *, .footer-main > * {min-width:0}
img,svg{max-width:100%}
.page-hero h1,.hero-copy h1,.about-hero-copy h1,.about-image-meta strong,.page-hero-photo strong,.service-visual-card strong,.section-heading h2,.institutional-process-head h2,.institutional-intro h2,.story-copy h2{overflow-wrap:break-word}

.header-social{display:flex;align-items:center;gap:6px;margin-left:2px}
.header-social .social-link{width:30px;height:30px;border-radius:9px}
.header-social .social-link svg{width:15px;height:15px}
.header-social .social-link.is-disabled{cursor:default;opacity:.82}
.header-social .social-link.is-disabled:hover{transform:none;filter:none}

/* Public social icons must remain visually present even before a URL is configured. */
.footer-social .social-link.is-disabled{cursor:default;opacity:.88}
.footer-social .social-link.is-disabled:hover{transform:none;filter:none}

/* About hero: keep the floating approach card away from the image caption. */
.about-hero-visual{min-width:0}
.about-side-note{top:50%;bottom:auto;right:-18px;transform:translateY(-50%);z-index:5}
.about-image-meta{right:220px;max-width:calc(100% - 250px)}
.about-image-meta strong,.about-image-meta small{overflow-wrap:break-word}

/* Image-led hero cards: captions stay inside their safe text area. */
.hero-photo-label,.page-hero-photo>div,.service-visual-card{min-width:0;overflow-wrap:break-word}
.hero-photo-label strong{max-width:min(390px,calc(100% - 190px))}
.page-hero-photo>div{right:22px}
.service-visual-card{overflow:hidden}

/* Long service names should wrap rather than push the page wider. */
.service-row,.service-row .row-copy,.row-copy h3,.row-copy p{min-width:0}
.row-copy h3,.row-copy p{overflow-wrap:break-word}

/* Calculators: never let currency values or labels force a horizontal overflow. */
.calculator-result>div{min-width:0}
.calculator-result strong{max-width:100%;overflow-wrap:anywhere}

@media(max-width:1200px){
  .header-social{display:none}
}
@media(max-width:1060px){
  .about-image-meta{right:28px;max-width:calc(100% - 56px)}
  .about-side-note{right:12px}
  .hero-photo-label strong{max-width:calc(100% - 20px)}
}
@media(max-width:760px){
  .header-social{display:flex;order:10;justify-content:flex-start;padding:9px 4px 5px;border-top:1px solid #e5edf2;margin-top:4px}
  .header-social .social-link{width:36px;height:36px;border-radius:10px}
  .header-social .social-link svg{width:17px;height:17px}
  .about-hero-visual{padding:0 0 92px}
  .about-side-note{top:auto;bottom:0;right:10px;transform:none;width:170px}
  .about-image-meta{left:18px;right:18px;bottom:18px;max-width:none}
  .about-image-meta strong{font-size:18px;max-width:100%}
  .about-image-meta small{max-width:100%}
  .hero-photo-label strong{max-width:100%}
  .service-row{grid-template-columns:30px 32px minmax(0,1fr) 18px}
  .row-copy h3{font-size:14px;line-height:1.3}
}

/* V17 — typography refinement and editorial restraint
   Keep hierarchy measured: large enough for authority, restrained enough for a financial institution. */
:root{
  --type-display:clamp(48px,5.3vw,72px);
  --type-h2:clamp(40px,4vw,56px);
  --type-h3:21px;
  --type-body:16px;
  --type-small:13px;
}
body{font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
.container{width:min(1200px,calc(100% - 56px))}
.nav-link,.nav-dropdown>button{font-size:13px;letter-spacing:.005em}
.btn{font-size:13px;min-height:46px;padding:12px 18px}
.btn-nav{min-height:44px}
.link-arrow{font-size:13px}
.top-strip{font-size:10px}
.eyebrow,.institutional-kicker{font-size:10px;letter-spacing:.16em;margin-bottom:16px}
.institutional-hero-copy h1{font-size:var(--type-display);line-height:1.01;letter-spacing:-.052em;max-width:650px}
.institutional-hero-copy p{font-size:16px;line-height:1.72;max-width:575px}
.institutional-proof{font-size:11px}
.hero-image-caption strong{font-size:20px;line-height:1.28}
.hero-image-caption p{font-size:12px}
.institutional-intro h2,.institutional-reasons-head h2,.institutional-process-head h2,.story-copy h2{font-size:var(--type-h2);line-height:1.05;letter-spacing:-.045em}
.institutional-intro-grid>p,.institutional-reasons-head>p{font-size:15px;line-height:1.75}
.capability-row h3{font-size:21px;line-height:1.25}
.capability-row p{font-size:13px;line-height:1.6}
.institutional-stat .stat-value{font-size:clamp(34px,3.4vw,52px)}
.institutional-stat p{font-size:10px;letter-spacing:.13em}
.institutional-reason-grid h3{font-size:16px}
.institutional-reason-grid p{font-size:12px}
.page-hero h1{font-size:clamp(46px,5.5vw,70px);line-height:1.02;letter-spacing:-.052em}
.hero-sub{font-size:16px!important;line-height:1.72!important}
.page-hero-photo strong{font-size:18px;line-height:1.28}
.page-hero-photo span{font-size:11px}
.service-content .rich-copy{font-size:16px;line-height:1.8}
.service-content .rich-copy p{margin:0 0 18px}
.points-card h3{font-size:22px}
.points-card li{font-size:13px;line-height:1.6}
.about-hero-copy h1{font-size:clamp(58px,6vw,78px);line-height:.98;letter-spacing:-.055em}
.about-hero-lead{font-size:16px;line-height:1.72}
.about-image-meta strong{font-size:21px;line-height:1.25}
.about-image-meta small{font-size:12px}
.about-side-note strong{font-size:14px;line-height:1.5}
.contact-form label,.form-layout label{font-size:13px}
.contact-form input,.contact-form textarea,.contact-form select{font-size:15px}
.calculator-card h3{font-size:22px}
.calculator-card p{font-size:13px;line-height:1.6}
.calculator-fields label{font-size:11px}
.calculator-fields input{font-size:15px}
.emi-result-kicker{font-size:9px}
.calculator-card-dark .emi-result .emi-featured strong{font-size:34px}
.small-cta h2{font-size:clamp(34px,3.5vw,50px);line-height:1.06}
.small-cta p{font-size:14px}
.site-footer{font-size:14px}
.footer-credit-emoji{display:inline-flex;align-items:center;line-height:1;margin:0 1px;cursor:default}
.footer-bottom a{color:#dcefff;text-decoration:none;font-weight:700}
.footer-bottom a:hover{text-decoration:underline}
@media(max-width:760px){.footer-bottom{gap:8px;flex-direction:column;align-items:flex-start}}
.site-footer p{font-size:13px;line-height:1.65}
.footer-links a,.footer-contact a,.footer-contact span{font-size:13px}
.social-link{width:38px;height:38px}
.social-link svg{width:18px;height:18px}

/* Defensive layout rules: typography must never force a column to overflow. */
.hero-image-caption,.about-image-meta,.page-hero-photo>div,.small-cta,.calculator-card,.points-card,.contact-form{min-width:0}
.hero-image-caption strong,.about-image-meta strong,.page-hero-photo strong,.small-cta h2,.calculator-card strong,.points-card h3{overflow-wrap:anywhere}
.hp-field{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}

@media(max-width:1060px){
  .institutional-hero-grid{gap:48px}
  .institutional-hero-copy h1{font-size:clamp(46px,6.5vw,68px)}
  .institutional-intro{padding:92px 0 100px}
  .institutional-intro-grid{gap:60px}
  .about-hero-grid{gap:46px}
  .about-hero-copy h1{font-size:clamp(54px,7vw,72px)}
}
@media(max-width:760px){
  .container{width:min(100% - 36px,680px)}
  body{font-size:15px}
  .nav-link,.nav-dropdown>button{font-size:14px}
  .btn{font-size:13px;min-height:44px}
  .institutional-hero{padding-top:48px}
  .institutional-hero-copy h1{font-size:clamp(40px,12vw,52px);line-height:1.01;letter-spacing:-.045em}
  .institutional-hero-copy p{font-size:15px;line-height:1.65;margin-top:18px}
  .institutional-proof{font-size:10px;gap:10px 15px}
  .hero-image-caption strong{font-size:18px}
  .hero-image-caption p{font-size:11px}
  .institutional-intro{padding:72px 0 80px}
  .institutional-intro h2,.institutional-reasons-head h2,.institutional-process-head h2,.story-copy h2{font-size:32px;line-height:1.08}
  .institutional-intro-grid>p,.institutional-reasons-head>p{font-size:14px}
  .capability-row{grid-template-columns:42px minmax(0,1fr) 30px;gap:14px;padding:21px 0}
  .capability-row h3{font-size:18px}
  .capability-row p{font-size:12px}
  .page-hero h1{font-size:clamp(40px,12vw,54px)}
  .hero-sub{font-size:15px!important}
  .about-hero-copy h1{font-size:clamp(44px,14vw,62px)}
  .about-hero-lead{font-size:15px}
  .about-image-meta strong{font-size:18px}
  .about-image-meta small{font-size:11px}
  .small-cta h2{font-size:31px}
  .small-cta p{font-size:13px}
  .calculator-card h3{font-size:20px}
  .calculator-card p{font-size:12px}
  .calculator-card-dark .emi-result .emi-featured strong{font-size:30px}
}


/* V20 final dropdown sizing overrides — applied after legacy navigation polish rules. */
@media(min-width:761px){
  .dropdown-menu{width:min(590px,calc(100vw - 48px));padding:14px;border-radius:16px}
  .dropdown-heading{padding:6px 8px 11px;margin-bottom:8px}
  .dropdown-heading b{font-size:14px}
  .dropdown-heading small{font-size:10px}
  .dropdown-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:4px 14px}
  .dropdown-grid.single{grid-template-columns:repeat(2,minmax(0,1fr))}
  .dropdown-grid>div:only-child{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:2px 10px}
  .dropdown-grid>div:only-child .dropdown-cat{grid-column:1 / -1}
  .dropdown-cat{font-size:9px;padding:7px 7px 5px}
  .dropdown-menu a{padding:7px 9px 7px 12px;font-size:11.5px;line-height:1.3}
}
@media(max-width:760px){
  .dropdown-menu{width:auto;padding:11px;border-radius:14px}
  .dropdown-grid,.dropdown-grid.single,.dropdown-grid>div:only-child{grid-template-columns:1fr}
  .dropdown-grid>div:only-child .dropdown-cat{grid-column:auto}
  .dropdown-menu a{padding:8px 9px 8px 12px;font-size:12px}
}


/* V21 content-fit navigation dropdowns: width follows the amount of menu content. */
@media(min-width:761px){
  .dropdown-menu{
    width:auto;
    max-width:calc(100vw - 40px);
    padding:13px;
    top:calc(100% + 8px);
    left:50%;
    right:auto;
    transform:translateX(-50%);
  }
  .dropdown-menu.dropdown-compact{width:430px}
  .dropdown-menu.dropdown-medium{width:500px}
  .dropdown-menu.dropdown-large{width:570px}
  .dropdown-heading{gap:10px;padding:5px 7px 10px;margin-bottom:8px}
  .dropdown-icon{width:32px;height:32px;border-radius:10px}
  .dropdown-grid{gap:3px 12px}
  .dropdown-grid>div{min-width:0}
  .dropdown-cat{padding:6px 7px 4px}
  .dropdown-menu a{padding:6px 8px 6px 11px;font-size:11.5px;line-height:1.25}
}
@media(max-width:1060px) and (min-width:761px){
  .dropdown-menu.dropdown-compact{width:390px}
  .dropdown-menu.dropdown-medium{width:450px}
  .dropdown-menu.dropdown-large{width:510px}
}
@media(max-width:760px){
  .dropdown-menu{transform:none;left:auto;right:auto}
}

/* V22 — compact, reference-style navigation menus. Desktop menus are sized to their content rather than behaving like large mega panels. */
@media(min-width:761px){
  .dropdown-menu{
    width:280px;
    min-width:0;
    max-width:calc(100vw - 32px);
    padding:9px;
    top:calc(100% + 7px);
    border-radius:14px;
    box-shadow:0 18px 42px rgba(22,57,98,.16),0 3px 12px rgba(22,57,98,.06);
  }
  .dropdown-menu.dropdown-compact{
    width:280px;
  }
  .dropdown-menu.dropdown-medium{
    width:360px;
  }
  .dropdown-menu.dropdown-large{
    width:400px;
  }
  .dropdown-heading{
    gap:9px;
    padding:5px 6px 9px;
    margin-bottom:6px;
  }
  .dropdown-icon{
    width:30px;
    height:30px;
    border-radius:9px;
    font-size:13px;
  }
  .dropdown-heading b{font-size:13px}
  .dropdown-heading small{font-size:9.5px}
  .dropdown-grid,
  .dropdown-grid.single{
    grid-template-columns:1fr;
    gap:1px;
  }
  .dropdown-grid>div:only-child{
    display:flex;
    flex-direction:column;
    gap:1px;
  }
  .dropdown-cat{
    display:none;
  }
  .dropdown-menu a{
    padding:8px 9px 8px 11px;
    border-radius:8px;
    font-size:12px;
    line-height:1.3;
  }
  .dropdown-menu a:before{
    top:8px;
    bottom:8px;
  }
  /* Restructuring has more items, so use two compact columns rather than increasing the menu height. */
  .dropdown-menu.dropdown-medium .dropdown-grid,
  .dropdown-menu.dropdown-large .dropdown-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
    column-gap:8px;
    row-gap:1px;
  }
  .dropdown-menu.dropdown-medium .dropdown-grid>div:only-child,
  .dropdown-menu.dropdown-large .dropdown-grid>div:only-child{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    column-gap:8px;
    row-gap:1px;
  }
  .dropdown-menu.dropdown-medium .dropdown-grid>div:only-child .dropdown-cat,
  .dropdown-menu.dropdown-large .dropdown-grid>div:only-child .dropdown-cat{
    display:none;
  }
}

@media(max-width:1060px) and (min-width:761px){
  .dropdown-menu.dropdown-compact{width:260px}
  .dropdown-menu.dropdown-medium{width:340px}
  .dropdown-menu.dropdown-large{width:370px}
}

@media(max-width:760px){
  .dropdown-menu{
    width:auto;
    max-width:none;
    padding:9px;
  }
  .dropdown-heading{display:flex}
  .dropdown-cat{display:block}
  .dropdown-grid,
  .dropdown-grid.single,
  .dropdown-grid>div:only-child{
    grid-template-columns:1fr;
  }
}


/* V23 — financial restructuring menu: wider, three-column content-fit layout.
   The service names are substantially longer than the other menus, so the
   restructuring menu gets its own compact grid instead of forcing a tall scroll panel. */
@media(min-width:761px){
  .dropdown-menu.dropdown-restructuring{
    width:500px;
    max-height:none;
    overflow:visible;
    padding:9px 10px 11px;
  }
  .dropdown-menu.dropdown-restructuring .dropdown-grid,
  .dropdown-menu.dropdown-restructuring .dropdown-grid.single,
  .dropdown-menu.dropdown-restructuring .dropdown-grid>div:only-child{
    display:grid;
    grid-template-columns:repeat(3,minmax(0,1fr));
    column-gap:7px;
    row-gap:1px;
  }
  .dropdown-menu.dropdown-restructuring .dropdown-grid>div:only-child{
    flex-direction:initial;
  }
  .dropdown-menu.dropdown-restructuring a{
    padding:7px 7px 7px 9px;
    font-size:11.25px;
    line-height:1.24;
    min-width:0;
  }
  .dropdown-menu.dropdown-restructuring a:before{
    top:7px;
    bottom:7px;
  }
}

@media(max-width:1060px) and (min-width:761px){
  .dropdown-menu.dropdown-restructuring{width:450px}
}


/* V24 — restructuring dropdown uses concise navigation labels so each item stays on one line. */
@media(min-width:761px){
  .dropdown-menu.dropdown-restructuring{
    width:660px;
    max-width:calc(100vw - 40px);
    max-height:none;
    overflow:visible;
    padding:10px 12px 12px;
  }
  .dropdown-menu.dropdown-restructuring .restructuring-grid{
    display:block;
  }
  .dropdown-menu.dropdown-restructuring .restructuring-grid > div{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    column-gap:10px;
    row-gap:1px;
  }
  .dropdown-menu.dropdown-restructuring .restructuring-grid a{
    white-space:nowrap;
    overflow:hidden;
    text-overflow:ellipsis;
    min-width:0;
    padding:8px 9px 8px 11px;
    font-size:12px;
    line-height:1.25;
  }
}
@media(max-width:1060px) and (min-width:761px){
  .dropdown-menu.dropdown-restructuring{width:600px}
}
@media(max-width:760px){
  .dropdown-menu.dropdown-restructuring .restructuring-grid > div{
    display:flex;
    flex-direction:column;
  }
  .dropdown-menu.dropdown-restructuring .restructuring-grid a{
    white-space:normal;
  }
}

@media(prefers-reduced-motion:reduce){.institutional-process-grid>div{opacity:1;transform:none;transition:none}.institutional-process-grid:before{width:100%;transition:none}.process-journey-footer{opacity:1;transform:none;transition:none}}

/* FAQ page and FAQ-grounded assistant */
.faq-page-layout{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:34px;align-items:start}.faq-list{display:grid;gap:10px;min-width:0}.faq-item{border:1px solid #dce7ee;border-radius:15px;background:#fff;overflow:hidden}.faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:18px;cursor:pointer;list-style:none;padding:18px 20px;font-weight:800;color:#173b64}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary span{font-size:22px;color:#159bd2;flex:0 0 auto;transition:transform .2s}.faq-item[open] summary span{transform:rotate(45deg)}.faq-answer{padding:0 20px 20px;color:#607789;font-size:14px;line-height:1.75;overflow-wrap:anywhere}.faq-contact-card{background:#f1f7fb;border:1px solid #dbe8f0;border-radius:20px;padding:24px;position:sticky;top:100px}.faq-contact-card h2{font-size:24px;line-height:1.15;margin:8px 0 10px;color:#173b64}.faq-contact-card p{font-size:13px;line-height:1.65;color:#687f90;margin-bottom:18px}.faq-chat-widget{position:fixed;right:22px;bottom:100px;z-index:230;display:flex;flex-direction:column;align-items:flex-end;gap:10px;font-family:"DM Sans",sans-serif}.faq-chat-trigger{display:flex;align-items:center;gap:10px;border:1px solid #d9e7f0;border-radius:16px;padding:9px 13px 9px 9px;background:rgba(255,255,255,.96);color:#173b64;box-shadow:0 15px 40px rgba(22,57,98,.16);cursor:pointer}.faq-chat-trigger-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:linear-gradient(145deg,#2c9dcd,#085091);color:#fff;font-size:22px;font-weight:800}.faq-chat-trigger-copy{display:grid;text-align:left;line-height:1.2}.faq-chat-trigger-copy strong{font-size:12px}.faq-chat-trigger-copy small{font-size:10px;color:#708697;margin-top:4px}.faq-chat-panel{width:min(370px,calc(100vw - 28px));height:min(520px,calc(100dvh - 180px));min-height:320px;display:flex;flex-direction:column;overflow:hidden;border:1px solid #dbe6ed;border-radius:20px;background:#fff;box-shadow:0 24px 75px rgba(10,35,60,.22)}.faq-chat-panel[hidden]{display:none}.faq-chat-head{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:15px 16px;background:#163962;color:#fff}.faq-chat-head strong,.faq-chat-head span{display:block}.faq-chat-head strong{font-size:13px}.faq-chat-head span{font-size:10px;color:#c4d9e8;margin-top:4px}.faq-chat-close{width:30px;height:30px;border:0;border-radius:9px;background:rgba(255,255,255,.12);color:#fff;font-size:22px;cursor:pointer}.faq-chat-messages{display:flex;flex:1;flex-direction:column;gap:10px;overflow:auto;padding:15px;background:#f6fafc}.faq-chat-message{max-width:92%;white-space:pre-wrap;overflow-wrap:anywhere;padding:11px 12px;border-radius:13px;font-size:12px;line-height:1.6}.faq-chat-message.assistant{align-self:flex-start;background:#fff;border:1px solid #e0eaf0;color:#4e6576;border-bottom-left-radius:4px}.faq-chat-message.user{align-self:flex-end;background:#e2f3fb;color:#173b64;border-bottom-right-radius:4px}.faq-chat-answer-title{display:block;font-weight:800;color:#173b64;margin-bottom:4px}.faq-chat-form{display:flex;gap:8px;padding:12px;border-top:1px solid #e5edf2;background:#fff}.faq-chat-form input{min-width:0;flex:1;border:1px solid #d5e2e9;border-radius:11px;padding:11px 12px;font:inherit;font-size:12px}.faq-chat-form button{border:0;border-radius:11px;background:#163962;color:#fff;font-weight:800;font-size:11px;padding:0 14px;cursor:pointer}.faq-chat-foot{padding:0 13px 12px;background:#fff;color:#8193a0;font-size:10px}.faq-chat-foot a{color:#0b82b9;font-weight:800}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:850px){.faq-page-layout{grid-template-columns:1fr}.faq-contact-card{position:static}}
@media(max-width:760px){.faq-chat-widget{right:14px;bottom:82px}.faq-chat-trigger{padding:8px;border-radius:15px}.faq-chat-trigger-copy{display:none}.faq-chat-trigger-icon{width:46px;height:46px}.faq-chat-panel{height:min(500px,calc(100dvh - 140px))}.faq-item summary{padding:15px 16px}.faq-answer{padding:0 16px 16px}}
@media(prefers-reduced-motion:reduce){.faq-item summary span{transition:none}.faq-chat-trigger{transition:none}}